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Oct 27, 2007    |      0 comments

Fun at the Carnivals This Week

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This week has been a busy one for me. My time spent after work has been used searching the internet for jobs for my husband. He’s been working on creating a killer portfolio of his work as well as doing many projects around the house. Now that we are open to moving, we have to get done some of the repairs to the house we have been putting off. We won’t do all of them (because we don’t have money to do all of them), but we are choosing the ones that have the greatest impact on being able to sell the house. There are so many houses for sale in Michigan, and in the relatively low populated where I live, there are almost 500 homes listed on the local MLS. It’s a tough market.

I’ve also been working to catch up on all of my emails. There are a few of you still waiting for a reply, and I’ve been going through them the past few days. My goal is to clear out my inbox by the end of the day today. What that also means is that I will be writing quite a few articles today pointing to some articles of interest that readers have sent me.

Since I’ve been pretty occupied, I haven’t had much time to cruise the blog-o-sphere. So this week I will let you know about two carnivals. There is plenty of reading there if you are interested:

The Carnival of Debt Reduction is over at The Amatureist Financial Journey this week. I submitted What Happens When the Tooth Fairy is in Debt.

The Carnival of Personal Finance is at Dough Roller. I submitted Five Words That Sum Up Our Debt Payoff Success.

Hope everyone has a great weekend! 🙂

Oct 25, 2007    |       22 comments

Emergency Fund Update = $1,500

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I really didn’t expect us to reach our next emergency fund goal so soon. I checked and double checked my numbers and there was no reason why I couldn’t contribute to our savings account to bring it up to $1,500. So I went ahead and did it tonight.

Two things really helped to make that happen. We finally sold the old truck in our garage and my husband also got payment for a project he’s been working on (separate from his temp job). The rest we were able to contribute from regular earnings. The way things are looking, we’ll also have some more extra money before the end of the month.

Now it’s time to decide what to do with it. We could put more to savings or put some towards our debt to reach that wonderful halfway mark for paying off our credit card debt ($18,807).

It’s weird, because as much as I love paying off our debt, I also love having money in our savings account. I’ve become addicted to stashing money away.

I almost thought about flipping a coin, but instead I will take the extra money that we will have and split it in half. Half will go towards our debt and half will go towards our savings. With doing it that way, I feel like it’s a win-win for both goals.

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