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Feb 28, 2008    |       20 comments

I’m In That State of Mind

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The financial stars aligned again this week with a few different checks arriving from my husband’s side jobs. I love it when it happens like this because I can send a huge chunk of cash towards our debt. While I don’t mind chipping away at our debt, nothing quite gets my blood flowing like making those big payments.

For one, it really shows how much money we aren’t spending. We are doing something right to have that much money as “extra” money. Secondly, I can give a “take that!” to my credit card. That always feels a little good.

I’m happy to report that we have broken down below the $14,000 mark. Our credit card debt is now at $13,699.

It’s hard to describe how I feel right now. I think one of my favorite quotes helps to sum it up:

“What this power is, I cannot say. All I know is that it exists, and it becomes available only when you are in that state of mind in which you know exactly what you want, and are fully determined not to quit until you get it.”

– Alexander Graham Bell

I’m in that state of mind. I want our credit card debt paid off!

Feb 27, 2008    |       12 comments

Musings on Snow Removal

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Free Money Finance had a pretty interesting article breaking down the economics of snow removal. I know a lot of you chuckle when I mention our snow amounts. Trust me, this time of year I am about ready to have some 60 or 70 degree weather 🙂

Last year, I was very tempted to buy a snow blower. We didn’t end up getting one. A snow blower would have come in handy this year. We have already received over 200 inches!

We’ve thought about hiring someone to plow our driveway but in the end we decided against it. We’ve also thought about getting a front end loader to come out to remove some of the huge snowpiles. But again we decided against it. Both of those options cost money that could be put towards our debt reduction.

It’s snow. It will melt in a few months. It’s a little inconvenient because we have no yard and we sometimes feel trapped because we are surrounded by snow. But we’ve survived over 8 winters with only our shovels so what’s another year.

Once our debt is paid off, maybe then we’ll think about getting one 🙂

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