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No April Fools Jokes on Me

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The time stamp on this post is correct. I am a bit of a night owl tonight. I have been for the past few nights working to meet a deadline. My eyes are extremely tired and my cat is looking at me like, “Why aren’t you going to bed??” Sigh – my body is getting too old for this 🙂

My April Fool’s day was pretty uneventful. No one played any jokes on me. My son and I almost got my husband. We have two locks on our door and we were going to alternate locking them so my husband would unlock one and then we’d lock the other. He’d unlock the other and then we’d lock the first one. It was the perfect prank – if he didn’t hear us on the other side of the door. We did our best to hold in the laughter but we couldn’t do it. It feels good to laugh like that since sometimes as an adult things are so serious.

Speaking of a serious subject, I haven’t touched our finances in a few days. I had to pull some money out of our savings account for some upcoming medical costs that are not covered by our insurance. I’m not exactly sure how much it will cost, but I took out $400 to be safe. Our last debt payment really wiped out the cash we had available. At this point, I’m not sure if we will replenish the savings account before our credit card debt is paid off. We’ll see how it goes.

I’m starting to feel the pressure, though. That May 2009 goal date for credit card debt-payoff is right around the corner. Part of me is saying, “Go ahead – use the savings to pay it off.” The other part of me is saying, “Don’t do it – what if an emergency comes up?”

I think tomorrow will be dedicated to taking a close look at our finances to get my bearings.

What’s That Saying Again?

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I seem to remember a saying about kids eating you out of house and home. I think it could be the saying that I am looking for. My son’s appetite has been growing, and growing and growing. I am having a hard time adjusting to it when it comes to meal preparation.

On a related note, I’m sure the extra cost will start to surface in our grocery spending. We’ve also started buying some name brand items due to the nutritional content. We also buy some organic items since sometimes they are less processed or they have less sugar or salt (two of the things we have to control in our household). I know we are eating a lot healthier. I couldn’t tell you the last time we had Hamburger Helper…which we used to have all the time when we could get it for $1/box. *shiver* That stuff is sodium central!

I have heard people say that eating healthier is cheaper and some say that it is more expensive. I am leaning towards the more expensive side. One of these days I would like to break it down – just to see. We do make more things from scratch, but for the things we can’t the “healthier” version is more expensive. Olive oil is a perfect example. We used to always cook with vegetable oil (which is cheaper) until we started reading about the benefits of olive oil. So we cook with that now.

Now that I think about it, we have made a lot of changes the past few years. Our financial health is improving and we are eating healthier. It has taken us a while, but we are finally getting our act together 🙂