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And we are on the move again…

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Hello BAD Community and Happy 2017!  I hope your holiday season was fantastic and you were able to spend some down time with friends or family.  The kids and I have enjoyed a sabbatical (for lack of a better word) here in Georgia with a quick 10 day trip to Texas.  It was the first time we’d seen most of my siblings (there are 5 of us) in over two years.

We had a very frugal Christmas and loved every minute of it!  I didn’t decorate, I didn’t cook and I felt no stress to meet anyone’s expectations.  It was very freeing!  The kids were ecstatic with their “gift card’s for lunch with mom” and a variety of other small things like the $0.46 shorts.

Now for the bad news…we are still in Georgia, well beyond our expected return date. And the reason is that we have no where to return too.  While we were in Texas, I received a text from our hosts of our Glamping Adventure and where we have lived since April, 2016.  It read and I quote: “Bad news…a line broke on the camper. We had to totally winterize it to protect the rest of the plumbing.”  Yea, just a few days before Christmas we became officially homeless.

They did assure me it wasn’t something we had done (we left on Dec. 7th and this text was received Dec. 19th.)  So instead of returning to VA right after the New Year as anticipated, I have been frantically, FRANTICALLY trying to find us housing.  My original plan was to remain in VA at our free housing until April  and then move everything to GA and make my Grandmother’s our home base if I still hadn’t secure enough work or a full time job to get housing for us.

That has now been modified.  I have been able to secure temporary housing beginning Thursday at a home that will go on the market in March.  They have offered us housing through March 1st at no charge.  It is fully furnished and recently remodeled.

The plan now is to:

  • Return to VA on Tuesday (delayed from Monday due to snow storm.)  We will stay in a hotel for two nights.
  • Move into temporary housing on Thursday with absolute minimum necessary.
  • Spend the next two weeks packing our stuff at the camper.

Now I have to decided whether to:

  • Leave our stuff where it is (at the camper) until mid-February when we must return to GA for a gymnastics meet.  We would then load a moving truck and put everything in storage here in GA; or
  • Get a POD or U-pack or something similar and load everything in to put into storage until we know where we will land next.

A quick pricing check puts these two options within a $100 of each other.  I am leaning to the POD type storage because I am not certain when we will have housing and I am not certain, although I hope, that we will end up in GA.  Any words of wisdom from the BAD Community?

In additional to frantically seeking housing, I have SPAMMED everyone in my network with a plea to share my LinkedIn profile with their network.  I had a first interview on Friday afternoon and made it to the next round, but I’m not confident. 


2017 Planning

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Hi friends! How is 2017 treating you so far? So far, so good over here! Just trying to balance work and childcare (always!!) The kids have been out of school all last week (they go back to preschool this coming Monday) so I’ve been drowning in work-related tasks while I’ve been trying to juggle childcare with hubs. Yikes!

Speaking of hubs – a quick work-related update:

Remember when we spoke about hubs going back to school full-time and closing the doors to his business?? Well, slight change of plans…

He IS going back. He’s starting with 9 credit hours; his classes meet on Mondays and Wednesdays. That leaves him with quite a bit of spare time still on his hands (though, to be fair, his classes are basically ALL.DAY on M/W, so he’ll need to spend quite a bit of time on the other weekdays actually studying, doing homework, etc.).

Anywho, hubs landed a really big contract around October-ish that was supposed to be completed by the end of 2016. For newer readers, hubs is a wood floor contractor & installer. Unfortunately, the contract was for a big “new build” condo complex and anyone who is familiar with new build knows that they are rife with setbacks and delays. The same was true here. Floors are one of the last things to go into a new home, so hubs’ schedule kept getting pushed back more and more and more while other contractors were working on their parts of the project.

I think you can see where this is going.

The project was not complete by the end of 2016. Not even close. In fact, hubs had only just barely begun! (again – this was due to no fault of his own – this is just how new builds sometimes go).

At this point in time, hubs has a two-man crew still working for him. Rather than renege on the contract he had signed, he’s having his crew continue working for him on this big project. He’ll be able to check in on days he’s not in class to make sure all is running smoothly and according to schedule, but it shouldn’t be a big time commitment for him since the work is actually being completed by his crew.

After paying salaries, he obviously wont’ be making as much as if he were doing the work himself (which was the initial plan when we thought it would be done by the end of 2016), but he’ll still be making a nice little chunk on the side which will help add a bit of a buffer as we transition into the land of no-more-work. I think this is a great thing, though. It will be nice to have a month or two of additional side-income (from hubs’ business) before we transition into me being the sole earner in the household.

Speaking of, I’ve been running numbers over and over again trying to make our 2017 budget “work.” I think it’s just going to require a bit of flexibility because right now with our debt-payment goals and everything else….if I were the sole earner it just wouldn’t work. I wouldn’t be making enough to cover our budgeted items.

To be fair, this is with a budget that is dolling out $3,000/month for debt payments, alone. It may be that some months we are unable to make such a large debt payment. As I’ve alluded to, I also have some employment changes in the future, too, so there are lots of balls up in the air and lots of considerations at hand.

I currently have a few blog post drafts going (one with a 2017 budget and one with 2017 financial goals). I’ll do my best to try to get one of those posts up this coming week. I’m just counting down the days/minutes until we have regular childcare again! Whew! Especially now with the girls being older (4.5 years) and not napping – there is not a single break during the day in which I can get real work done. I do a good job of attending to emails, etc. but anything other than the basic necessities is pretty tough to squeeze in! Yikes! Any work-from-home parents out there?? How do you do it!?!? The kids each have little workbooks so I’ve tried to have “work time” for all of us (like, we’ll all sit down to do “work” together), but the interruptions are constant and, while that’s okay when I’m just doing emails, it makes it challenging to do any serious work that requires extended concentration, etc. I’d love any tips (though, hopefully this problem will dissolve once preschool is back in session!)

Have a lovely weekend!!


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