by Hope
As you all know, I have been living without a car since the first week of April when my car was totaled in a wreck on our way home from Spring Break in Texas. And really, it hasn’t been too bad.
It has saved me money on gas, insurance and just general get up and go spending. Now anything I want to do that requires a car must be planned. Both of the twins have cars and my grandmother has a car which I can use at times. I have not felt deprived at all.
My original plan at the beginning of the summer was to save up and buy a car when we returned from Texas in mid-July. As I was considering cars and long term needs, I finally settled on a type of car and was prepared to purchase a decent used car this month.
But the more I have thought about it, the less I want to buy a car. So I have decided…I will not buy a car. At least not for the foreseeable future.
Day to Day Car
My plan is to use Sea Cadet’s car when he leaves (end of July.) And since he was planning to sell it, I am going to “rent” it from him. I figure if I pay for standard maintenance while I’m using it and put $100 a month into a savings account for his next car, that will compensate for the additional miles I will put on it.
If I reach the amount that he is wanting to sell it for, we will transfer it to me. If not, we will sell it when I am ready to buy another car and that money will also go into his savings account. I think this is fair for both him and I, thoughts?
In the meantime, we will keep getting by as we have all summer. Planning and borrowing as needed. I truly do not mind being carless and I LOVE not having a car payment or extra insurance costs!
Hope is a resourceful and solutions-driven business manager who has spent nearly two decades helping clients streamline their operations and grow their businesses through project management, digital marketing, and tech expertise. Recently transitioning from her role as a single mom of five foster/adoptive children to an empty nester, Hope is navigating the emotional and practical challenges of redefining her life while maintaining her determination to regain financial control and eliminate debt.
Living in a cozy small town in northeast Georgia with her three dogs, Hope cherishes the serenity of the mountains over the bustle of the beach. Though her kids are now finding their footing in the world—pursuing education, careers, and independence—she remains deeply committed to supporting them in this next chapter, even as she faces the bittersweet tug of letting go.
Since joining the Blogging Away Debt community in 2015, Hope has candidly shared her journey of financial ups and downs. Now, with a renewed focus and a clear path ahead, she’s ready to tackle her finances with the same passion and perseverance that she’s brought to her life and career. Through her writing, she continues to inspire others to confront their own financial challenges and strive for a brighter future.
