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Controlling My Diabetes

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My health was brought up in several comments over the last couple of weeks. And I certainly understand how that relates to money. Bad health can be very expensive. Thankfully, over the last year, I have gotten my diabetes under control beginning with medication and now with diet only. Yeah!

One of the keys to this big health change for me began with learning about the Keto eating plan. And then later on starting the habit of intermittent fasting. I’m not looking to start a debate on diets and low carb vs high protein. Everyone’s body is different.

For me, the combination of a Keto based eating plan and intermittent fasting has been a game changer. Not only have I lost 45 pounds in the last year without really trying, but my numbers are great! (As I diabetic under doctor’s care over the last year, I have had my blood checked every 3 months.)

I am grateful to have found a doctor who supported my desire to not stay on medication but to really get a handle on my health a more natural way. She has been fantastic and supported me every step of the way with her knowledge and allowing me to try alternatives to the typical medical routines.

guide to fasting by jason fung

This book (<=this is an Amazon link to the book, but it is not an affiliate link) has been extremely helpful as I established a routine fasting schedule. And helped me understand my obesity, my diabetes and how fasting could help. And frankly, it hasn’t been hard at all.

I am not a medical professional, and like I said, I have been under a doctor’s care regularly for the past year. But if you are dealing with diabetes or other related issues, check this book out and have a conversation with your own doctor.

How Did You Pay

Now I know you are going to ask about the money…

  • We had Medicaid for a year so the bulk of my care and prescriptions were covered under that with no out of pocket expenses except for occasion vitamins (I was low on D and needed a probiotic.)
  • During my visit in the spring, I told my doctor that my insurance was ending. (I didn’t have a plan in place at that time for future insurance.) She recommended a prescription plan: GoodRX. It has been amazing at savings for my medication. Although I am off all but one prescription now. I cover prescriptions in our grocery money which is why there is no line item for it. In a given month they run from $3.50 t0 $20 so really negligible.
  • She also let me cut down on my visits from quarterly to every 6 months and got me the self pay price of my blood draws so I could save up for them.

We have not been to the doctor since that visit. But do now have a group plan that I was able to purchase when I joined a professional affiliation for my virtual assistant business. It’s more of an emergency plan, but that works for us. But it does cover a annual well visit for myself and Princess.

A End of Summer Challenge

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The end of summer is upon us. And I realize that it is hard for many to save money or reduce spending this month. Back to school clothes, back to school supplies, school expenses and so on. And of course, the temptation of tax free weekends in many states. (Yes, I know to steer far away from that one!)

But this month’s challenge might help with all of this…and it’s twofold!

  1. First, redo your budget. It’s the time of the year when you start a new routine. Summer crazy is over. The holidays will come up quickly. So sit down with a calendar, a calculator and your spouse, if you have one, and create a financial plan for these end of the year months.
  2. Second, have a sit down with your children (that are the appropriate age) and not only talk about your family budget and priorities, but also encourage each of them to create their own budget. Whether they get an allowance, earn money from chores or are old enough to have a job, there is no time like the present to open the dialogue about how to manage their money.

This is something I do with my kids regularly. While only the twins have their own budgets, Gymnast and Princess have been involved in many family financial planning sessions. And this week, Princess, History Buff and I will sit down and talk about our plans for the end of the year.

We are going to Texas for Thanksgiving again. Airline tickets have already been purchased (using our AA vouchers.) And we are waiting to hear from Sea Cadet when he will have a break and may can come for a visit.

So do you accept the challenge? New budget for the fall? Have a family financial discussion? Let me know how it goes or if you have tips and tricks from your own family financial planning.