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Write It Down – Document It!

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First off, thank you for the great game suggestions to add to our entertainment options. I have written down a list to check out!

Other than 12 hours at Princess first volleyball tournament of the season on Saturday (where they won their division,) I spent the bulk of this weekend helping her review for a biology test and then work on math homework. Ugh! There were tears, there were frustrations, there were bad and good grades (thanks computerized learning for adding that continuous pressure) and there were lots of lessons learned for both of us.

It was a very LONG and STRESSFUL weekend as a result of the homework aspect. (Yes, I know, 4 honors classes will do that to you. But it’s also a result of poor time management and choices, which she will have to learn on her own.)

As much as I love math, the combination of absolute values and inequalities is definitely not my strong suit. I had a lot of reviewing to do in order to help you. Thank you homeschool math books (yes, I kept all my high school math curriculum when I purged books last spring – thank God!) and YouTube videos!

Write It Down, Check It Twice

But I had a revelation in relation to my own “math” – my finances, my goals and so on. And Elizabeth kind of pointed to it with her goals post. Now don’t get me wrong, I have certainly been documenting my goals and debts and so on here on BAD.

And I’ve already tracked my expenses and been able to run all sorts of analysis and reports on them. But all this is not the same as actually writing down my goals…writing down the numbers. Having them in front of me all the time.

Many years ago, I would type up a list of yearly, quantitative goals and hang it on my cork board over my work area. I would see it every day. And I would write on it…check things off, make plans on it and so on.

Princess was doing all her work in her head. And then when she got something wrong, I couldn’t help her. We couldn’t go back and figure out where she missed a step and go thrown off track.

Despite all my “documenting” and spreadsheets…it’s my thinking that I need to go back and check, my reasoning for some of my decisions. And more importantly, the math. Now that I am reading this post, it doesn’t make any sense.

I guess the point is, that no matter who much I run my reports on my computer and quantify the numbers and manipulate my budget…well, there’s just nothing like writing things down on paper. Making a plan and executing it. I haven’t been doing that. Not like I should.

And more importantly, I need to track historically what I am doing. Review it. And commit to not repeating the past. I always look at the right now. The next quarter. The next year. I rarely look back and then look forward.

I know they say don’t look back, you are not going that way. But the reality, if you don’t look back…you are bound to repeat. So I guess my action item from this is twofold:

  1. Write down some quantifiable, baby step goals and pin them to my board. And then make a plan from them.
  2. As I evaluate where I am each month financially, take some time to look back and make sure I’m not repeating mistakes from my past.

What about you? Do you have written goals? And a plan surrounding those goals?

 

 

Goals for the Week

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No spending on coffee, snacks, or meals

I like to think I am pretty good about this stuff, but lately I’ve been atrocious. I will make my iced coffee at home, and prepare my lunch each night before work. There are meal replacement shakes and a can of nice, hearty soup in my desk if hunger strikes. No excuses. Every single meal I have this week will be homemade or out of someone else’s pocket (i.e. if my work buys lunch). 

One trip to the grocery store mid-week 

This will be tricky, because I often have the perfect meal in mind, but tell myself I need to shop for one or two things to complete the meal. In reality, this turns into a $30 to $40 trip, usually with some fancy cheese or (unnecessary) exotic vegetables making their way into the bag. I’ll need to plan my meals and the things I need for the house in advance. 

No drinking during the work week

The summer of hedonism must end, unfortunately. Nothing gold can stay. I was reaching for the odd glass of wine with dinner, or a cold cocktail on my west-facing porch at sunset, but it’s become a little more frequent than I would like. Cutting back on the adult social beverages should help me with my finances because alcohol is an avoidable expense. I also have less time to spend money when I’m active and then exhausted from being active! 

Hit the pavement and the gym

My (cheap!) gym membership is deducted from my paycheck and I think I’ve only been once all summer. YIKES. It’s a waste of money right now. I have a corporate discount and pay $40 all in ($20 bi-monthly) for access to a nice gym franchise. It includes access to all locations (and there is one across from my office and one a half-mile from my house), towel service, swimming, fitness classes, etc. I need to use this. I want to lift weights twice a week in addition to my outdoor run training, which I will commence this Wednesday. Historically, fitness activities really rein in the excessive grocery and entertainment money. And the best part is, none of this adds money to my monthly expenses. 

WIll goals help?

I like making SMART goals. SMART stands for Specific, Measurable, Achievable, Realistic, and Timely. I think my goals for the week fit the bill, and I’m looking forward to this little achievement. After that, I would LOVE to try a no spend work week! 

Has anyone else had success with no spend challenges? I’d love some tips before I consider how to set myself up for success with that goal.