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Home Essentials: Generator Costs, Washer Concerns, and Accessible Design

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Whole-House Generators: A Valuable Home Investment

Whole-house generators have become an essential feature for many homeowners, ensuring a steady power supply during outages. This investment not only enhances comfort but also adds to a home’s value. According to World Metrics, the financial commitment for acquiring and installing a complete home generator is typically between $5,000 and $12,000. The costs can vary significantly depending on the generator’s capacity and installation requirements. Despite the upfront investment, many homeowners find the peace of mind during power outages to be invaluable.

For those considering this significant purchase, there are several factors to evaluate. The generator’s size and power output should align with the household’s energy demands during a power failure. It is crucial to consult with a professional to determine the appropriate generator capacity and to acquire any necessary permits. Additionally, ongoing maintenance costs should be factored into the decision-making process. Proper care ensures the generator remains reliable and efficient over its lifespan.

The installation process can be complex, often involving electrical and plumbing considerations. Engaging a certified professional is recommended to ensure compliance with local building codes. Proper insulation during setup helps dampen noise levels, which is an important consideration in residential areas. Many homeowners select models with automatic transfer switches for seamless transition during outages. Ultimately, investing in a whole-house generator can safeguard a household’s daily functioning and protect against the inconvenience and potential damage caused by power disruptions.

Washer Woes: Addressing Common Concerns

Washers are indispensable in modern homes, but they are not without their issues. Among the common complaints, the emergence of mold in front-loading washers is a notable problem. According to Consumer Reports, about 14% of users report mold issues with their front-load washing machines. This often arises from retained moisture, creating a breeding ground for mold and odors. Regular maintenance and proper care can mitigate such problems.

To proactively address this issue, users should adopt several preventive measures. Keeping the washer door slightly open after use allows air circulation, reducing moisture buildup. Running periodic cleaning cycles with specialized washing machine cleaners can also combat mold growth. Moreover, wiping down the door seals and detergent drawers further helps reduce the incidence of mold. Implementing these practices can extend the life and efficiency of the washing machine.

When selecting a new washer, potential buyers should consider various factors, such as water and energy efficiency, size, and technological features. Modern washers often include built-in cleaning cycles and antimicrobial components for added convenience. It is also wise to review customer feedback and professional reviews to gain insights into possible issues or long-term satisfaction. By being informed and proactive, homeowners can ensure their laundry routines remain hassle-free and efficient.

Accessible Design: Creating an Inclusive Home Environment

Creating a home environment that is accessible to all, including individuals with disabilities, is an increasingly important consideration. Accessible design can dramatically enhance the quality of life by ensuring that spaces are functional and inclusive. For example, according to The Spruce, a bathroom door should be at least 32 inches wide to accommodate wheelchair access. Such design modifications help create an environment where everyone can navigate and use spaces independently.

Other areas of the home should also be evaluated for accessibility improvements. Kitchens can benefit from lower countertops and adjustable shelving to ensure items are within reach for all users. Door handles, light switches, and faucets can also be modified to easy-use designs such as levers or touch-sensitive operation. Such inclusive design elements can make daily activities more manageable for individuals with varied mobility needs. Planning and thoughtful modifications can help transform a home into a more accessible space for all occupants.

As awareness of accessible living grows, more resources and design consultations are becoming available to homeowners. The initial investment in accessibility features can offer long-term benefits, including increased home value and comfort. Integrating these elements during home renovations or redesigns can seamlessly blend style with functionality. In the end, designing accessible spaces is not just about meeting current needs but also about anticipating future requirements. This integration of thoughtful design promotes independence and enhances the overall quality of life within the home.

10 Years of Debt Repayment – A Look Back

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I just had my ten year anniversary at work and it hit me – I remember blogging when I was first offered my position! That means I have been blogging here for over 10 years, too!

It’s a wild thing to consider. On the one hand I’m like, “Dang, 10 years of debt repayment and I’m still here. Still not finished!” On the other hand, I’m so proud of how far I’ve come and all I’ve accomplished in that time.

So today I thought it would be fun to take a trip down “memory lane.” For newer readers, it’s also a little context into where I started and  how far I’ve come!

Quick caveat – at one point the blog ownership changed hands and some of my old posts are no longer available. When available, I’ll link directly to the articles in case you want to read more. My apologies that some of the earliest ones are gone.

2014 – Where It All Began

I “interviewed” for a Blogger position here by writing My Debt Story back in February 2014. By March, I’d been selected as one of the bloggers. (That original post isn’t available anymore, but I talk about starting my Debt-Reduction Mission in this old post, circa 2015)

When I first started blogging, I had nearly $150,000 in debt – the vast majority (just over $100k) in student loans. This blog and its readers were a great accountability network for me! I ended up paying off over $10,000 in credit card debt in just my first 3 months as a blogger!

In total, I paid off just over $25,000 of debt in 2014just over $26,000 of debt in 2015, and over $30,000 of debt in 2016!!! Another major milestone was becoming Consumer Debt-Free in 2016! We still owed medical debts and student loans, but it was such an amazing feeling to pay off my car in full!

By early 2017, we  (FINALLY) hit the half-way point in our debt-reduction journey.

 

2017 – The Backward Slope Began

Then things stalled. It felt like one step forward, two steps back in terms of debt reduction. I didn’t share it at the time, but my then-husband and I were struggling in our marriage. Money was a big source of conflict.

It’s tough to look back at my 3.5 Years Into Debt Repayment: Reflections & Looking Ahead post. I was filled with so much hope, and yet things were not going well. Our debt started creeping up again.

We separated in 2018 and for a while I couldn’t make progress at all. Between legal costs and being financially responsible for two homes (my rental and our marital home), debt continued to increase.

Eventually, I had to step away. I focused on my kids and cleaning up my life and returned to blogging in 2022.

 

So Much Life Has Happened Since I’ve Been Blogging!

I landed my full-time job in 2015!

I separated (and later divorced) in 2018.

I developed Chronic Kidney stones and subsequently was diagnosed with Kidney Disease in 2019 (one particularly bad case of kidney stones left me hospitalized with sepsis!)

I met my “person” and re-married in 2020.

I suffered some major losses – my Dad was diagnosed with Frontal Temporal Degeneration (Bruce Willis’ disease) in 2015, dying just this year (2025), and my brother unexpectedly passed away in 2021. This all caused me to change my view of the debt payoff process.

I continued to set strong financial goals – especially the desire to pay off my new-to-me car (which I’d bought during my time away from blogging), but I became more focused on savings than on paying off my student loans.

I paid off my car, officially becoming consumer debt free (again) in October 2023!

We adopted a second dog in 2024 and we went on a dream vacation as a family to Hawaii in Summer 2025. 

That pretty much brings us up to date! 

You can catch-up on my 2025 Goals, and a mid-year status check as well.

 

Thoughts and Reflections

Things are so vastly different now than 10 years ago when I was a newby blogger! At that point, I was drowning in debt up to my eyeballs! Now, I get to track our monthly net worth (which is no longer negative! lol) and consider things like what to do with a raise, finding a financial advisor, and what to do with an inheritance

There have been some tough times, but I’ve been so, so blessed as well.

Thank you to everyone who’s cheered me on, offered advice, or given tough love in the comments over the years. I know I’m still about a year away from being fully debt-free (my original target debt-free date was 2018 – ooof!). But I’ve lived so much life in these past ten years, and I’ve come to understand the importance of balance and of changing courses when necessary.

This may be a little sappy or “woo woo” for some, but I really believe we each have lessons we are supposed to learn in life that are specific to us alone. One of mine has been that it’s okay to let go of some dreams in order to make room for others. My personality is such that I will try repeatedly to jam that square peg into a round hole and WILL NOT GIVE UP! 

With age and maturity, I’ve learned that it’s not a sign of weakness or lack of character to let these things go. Instead, it may be a mark of courage, and wisdom, and growth.

 

What about you? Looking back over the past decade, what’s one financial decision (big or small) that changed your life the most?