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Freeze My Credit Card Please


I read a while ago a little trick to help curb impulse buying with your credit card. You get a freezer-safe container, fill it with water, place your credit card in it and then stick it in the freezer. The time it will take to melt so you can use your credit card will give you enough time to really think about if you need the thing you want to buy.

Technorati Tags: credit, credit+card, impulse+buying

A Gift From My Credit Card Company


I am part of an “appreciation” program with my credit card. I get so many points for every dollar that I spend with my credit card.

The other day, I got an envelope in the mail and it said “Gift For You.” I was thinking – hmmm….maybe they lowered my interest rate or increased my balance again.

I never would have imagined what was in that envelope!

It was a sheet of detachable magnets. On the magnets were words such as “joy”, appreciation, happy, simple things … you get the idea. I hate to be so cynical, but I really wish they would use the money I pay for finance charges to a better use than some magnets.

Fine…I admit it, I did play with them for a few minutes but that was it – LOL.

Technorati Tags: credit+card, credit, appreciation+program, credit+card+gift