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Calling Your Credit Card Companies

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You may have heard that something to try with your credit cards is to call and see if they will lower your rate. This tactic can work even better if you can threaten to move your balance to another credit card. I have tried that with credit card #1, the big kahoona. They did lower […]


Freeze My Credit Card Please

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I read a while ago a little trick to help curb impulse buying with your credit card. You get a freezer-safe container, fill it with water, place your credit card in it and then stick it in the freezer. The time it will take to melt so you can use your credit card will give […]