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Small Changes

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Something I’m realizing as we blog about our debt journey on this site is that financial improvements, at least in our house, tend to come in the form of small changes that add up over time.  I used to think that our financial issues would be solved if we could just force ourselves to sit […]


Christmas Club?

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A few days ago, Emily suggested setting up a Christmas Club account with the bank to save money over the course of the year for Christmas.  I had almost a strong negative reaction to the suggestion in my head before I was able to take a deep breath and think it through. I realized that […]