by Hope
The Amazon account has been closed.
The Frontier account has been closed.
Money has been added to my Ally savings account.
And I was able to pay a bit more toward my students loan this month.
Current Debt
Debt Description | October, 2023 Total | Interest Rate | Minimum Payment | Current Total | Payoff Date (Est) |
---|---|---|---|---|---|
Student Loans | $22,121 | 2.875% | $307 | $20,891 | |
CC - Apple** | $500 | $0 | May, 2025 | ||
CC - Frontier | $3,857 | 29.99% | $0 | $0 | May, 2025 - Closed |
Dad - New Furnace | $2,600 | 0% | $0 | $0 | May, 2025 |
CC - USAA | $5,000 | 19.15% | $0 | $0 | May, 2025 |
CC - Sam's Club | $0 | May, 2025 (again) | |||
CC - Amazon | $0 | May, 2025 (again) - Closed | |||
CC - Southwest | $0 | May, 2025 | |||
Painter | $0 | May, 2025 | |||
CC - AMEX | $894 | 29.24% | $0 | $0 | Mar, 2024 - Closed |
CC - Sams | $1,106 | 29.99% | $0 | $0 | April, 2024 |
Personal Loan #1 | $2,500 | 0% | $0 | $0 | July, 2024 |
Personal Loan #2 | $2,500 | 0% | $0 | $0 | August, 2024 |
CC - Wander | $1,630 | 29.24% | $0 | $0 | August, 2024 - Closed |
CC - Amazon | $1,497 | 29.99% | $0 | $0 | September, 2024 |
Total | $44,206 | $307 | $20,891 |
Life Keeps Life-ing
I realize I owe you a lot of answers, especially on the money from the house sale and where it all went. As soon as I have a moment to sit down and focus, I will get back to all that.
I am back in Georgia for the foreseeable future. Flew in this past weekend.
Beauty and her fiance were in a 4 Wheeler accident Saturday afternoon. Princess drove up and stayed with her at the hospital until I could get here. She was released relatively quickly with referrals to specialists. We have orthopedic consults this week for her broken wrist and also for her leg, but unsure of damage. We think torn ligaments, nothing showed as broken in initial xrays.
Her fiance broke his femur in two toward the head where it rests in the hip joint. (Don’t get on to me, I don’t know body parts.) But he had surgery yesterday where they put in plates and pins. 6 months of healing and PT before they anticipate he can work again.
It’s bad. And they are going to need ALOT of help. Once we figure out the plan with Beauty, I will make a plan to return to Texas, grab my car and dogs and return to help as needed. That is the plan as of now, it’s unfolding.
Financially
Thankfully, I had Delta airlines credit that was set to expire in just a couple of months. I had been debating how to use it. Which is weird, because you know me, if I have the means, I am going somewhere.
But it more than covered my last minute one way flight to GA. Leaving me with $171 in credit still.
Princess picked me up at the airport. And I’m driving Beauty’s car when I need to get out. I have spent some money on groceries. But since I haven’t spent much at all while at my parent’s house the last 5 weeks, my $200/monthly budget is well stocked.
Playing the next several months as they come. I will stay with Princess and her fiance as long as they need me (after I return to TX and pick up my dogs and car).

Hope is a resourceful and solutions-driven business manager who has spent nearly two decades helping clients streamline their operations and grow their businesses through project management, digital marketing, and tech expertise. Recently transitioning from her role as a single mom of five foster/adoptive children to an empty nester, Hope is navigating the emotional and practical challenges of redefining her life while maintaining her determination to regain financial control and eliminate debt.
Living in a cozy small town in northeast Georgia with her three dogs, Hope cherishes the serenity of the mountains over the bustle of the beach. Though her kids are now finding their footing in the world—pursuing education, careers, and independence—she remains deeply committed to supporting them in this next chapter, even as she faces the bittersweet tug of letting go.
Since joining the Blogging Away Debt community in 2015, Hope has candidly shared her journey of financial ups and downs. Now, with a renewed focus and a clear path ahead, she’s ready to tackle her finances with the same passion and perseverance that she’s brought to her life and career. Through her writing, she continues to inspire others to confront their own financial challenges and strive for a brighter future.
So, what do you think ?