Just dropping in to share some exciting news…I’ve met one of my small financial goals on my road to getting back on my feet. I now have $1,000 socked away in an emergency fund. Woohoo!
With that goal met, my next goal is to clear up my credit a bit. When I originally met with the mortgage company a few years ago regarding financing our build, they referred me to someone who came highly recommended. At the time, I was able to qualify for the amount needed without it, my credit actually wasn’t too bad. (Not good, but not too bad.) But now…yea, it’s in the pits.
Since I am able to pay my bills on time again and have relatively steady although fluctuating income, I decided it was time to get that going. So I met with the company this past weekend, put down the non-refundable $400 deposit and now just have to wait. Their work typically takes 2 months but can take up to 4 months. So we will see.
Last small update…I am just a little over a month from having my ex-husband’s car paid off. Sticking to him paying these last 2 payments. I am looking forward to transferring the title and being rid of this last legal financial tie (excluding our kids but that is not at all the same thing.)
I haven’t forgotten about getting a real numbers update to you. I will, I promise. Thanks for your patience with me.
But I do have a question for you…have you ever used a credit repair service? Experience?
The sorrow and joys of this roller-coaster overwhelm her at times, but she is committed to this course.
Hope plans to dig out of debt using any resource possible including her small business EPOH, her blog and any other resource that comes to mind!