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Posts tagged with: new job

Our New Life in Full Affect

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The last month has been a blur.  Today is my one month anniversary on my new job.  It is going great, and I am LOVING what I do. The wait was worth it to find the perfect position and the perfect company. I am so grateful.

Let me fill you in on what has been happening:

  1. Worked 40 hours per week in the office at my new job.
  2. Continued to work 25 hours a week for one of my part time jobs.
  3. Continued to work approx. 10 hours a week for my other part time job.
  4. Continued to school the kids – we are meeting twice a week (Sundays and one night a week) with intermittent study times together at night when the kids get stuck. It is definitely not ideal.  I’m going to have to re-evaluate our curriculum for the fall. But we will finish the school year in the next month and move on to a lighter schedule for the summer.
  5. Gymnast is going to gym (1 hour away) twice a week and soccer less than a mile away, 3 days per week.  He needs the energy outlet.  He is gone for the week with cousins to FL — this is why I wanted to move near family.
  6. Princess is playing basketball and has gotten involved with the youth group (that’s a first for her.)
  7. Sea Cadet continues to work at the movie theater he transferred with from Virginia, and looks forward to returning to VA the first week of June where he will spend the summer working as the Senior Boys Counselor at the same camp he worked at last year.

If you have done the math…I’m putting in upwards of 70 hours a week at work.  Oh, and I forgot, I’m starting every day with an hour in the gym.  It’s been life changing.  It’s been a whirlwind!  But I do have some exciting news…

We have rented a house!!!!  And you will not believe my rent…it is only $650 per month!!!!  I can’t believe it.  It is exactly the reason I wanted to move here.  We have not moved in yet, because frankly we don’t have furniture. Sea Cadet is staying there now on some old furniture family gave us, but we don’t have any beds.  Our stuff will be delivered by Upack on Tuesday so we can start making it home.  I have decided to move all the way in (we haven’t unpacked our stuff in over 2 1/2 years) and make it home.  We are all excited.  But it’s going to be a while before Gymnast, Princess and I move in while I watch for good deals and save money to get beds.

Our new home is 3 bedrooms, 1 1/2 bath, small manageable yard with just enough space for the kids to play.  Really, the only two things I am going to miss right now are 1) a dishwasher and 2) being able to have pets.  But all in due time.

A monthly budget is on the horizon.  I’ve just gotten my first full paycheck so I have a better idea of what my take home will be.  I did use every bit of my savings to get into the house.  I have to pay a $500 deposit, $650 first month’s rent, $250 to the city to turn on utilities and about $100 for a few odds and ends to get us started (toilet paper, broom, mop, cleaning supplies and a shelving unit to create a pantry in the laundry room.)

Princess and I return to Virginia this weekend for her to get her braces off.  It will be a quick turn, and it is the last trip we have planned. My new job has already agreed to let me work remotely while I travel, which thrills me to no end!


Healthcare

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I thought the kids Medicare might carry over for a few months while I got settled in at the new job and decided on new health insurance, but because we moved states it will only cover emergency room visits. I could apply to move it to GA but with my new job and income, I no longer need too. Yippeee!!!

I am keeping it for emergencies while I get everything settled, but now I have to figure out what to do. Here are my options as I see them:

  • Sign up under my corporate sponsored healthcare at about $700 per month with a $40 co pay and $6000 deductible for in-network. It would not take affect until May 1.
  • Evaluate plans under Obamacare’s website if that is still a thing.
  • Sign up for Samaritans Ministries or something similar. From a quick query, this would run me about $320 a month for all 4 of us.

I know health insurance talks can be like beating a dead horse, but I certainly want to hear what the BAD community has to share about these options.

I have already opted to go with the corporately sponsored vision and dental options.  The costs are nominal, coverage decent and with three of us wearing glasses, we will definitely take advantage of it.  (Back in VA, we went to a dental school for our dental coverage, but living in the boondocks now, that is not a convenient option.)

By the way, second day at the new job complete.  It’s going great. I have my own office, my boss took me to lunch today and my co-workers are all really nice. I’m getting up at 5am and spending an hour at the gym before getting in a couple of hours at my contract jobs then I show up to work a little after 8am.  I’m hoping that by doing this I keep my nights and weekends as free as possible to spend time with the kids. Oh, and I’m down TWO pant sizes as I found out when I went to buy new jeans tonight.  Woot, woot!


New Job and a New Outlook

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I am slowing shedding the feeling of shame I’ve been carrying for the last couple of years since we moved out of our home and into the apartment.  For the first time in a LONG time, things are really looking up!  It has been a really rough time, especially since December when everything changed so suddenly.

As I mentioned in the comments of my last post…I GOT THE JOB!!!

It’s full time, full benefits, work in an office…real life job!  And the way it happened could not be any more providential!  Here’s a little back story.

When we began our Christmas visit with my grandmother, I spent a great deal of time applying for jobs…everywhere, all over the world.  Well, I had been through this before, know the holidays were not a good time to be in the job hunt, but I continued to persist.  The job I got is one of those jobs.

Then while we were in Texas visiting my immediate family over Christmas, I got a text from our ‘landlord’ that the camper we were living in had been damaged and was no longer liveable.  Can you say full panic mode!?!  Up until that point, I had planned on us living in the camper until April when we could 1) wrap up the school year and 2) finish Gymnast competition season at Regionals.  Then was planning to move to GA to my grandmothers or travel for a bit.

With nowhere to live any longer, the timeline moved up for the GA move, but I was able to secure temporary housing in VA for a month while Gymnast finished his regular season meet. And to give us time to pack up and get things into storage and so on.  My grandmother graciously let us move in with her with first week of February.

On our trip to GA with our final load of belongings, I got the call. They were interested in my varied skill set for a brand new position, but I lived in VA. Oh, how funny, I’m was actually driving down to GA with our last load of belongings to complete a move to a town, that is literally one town over from the corporate base of this company.  They headquarters are 12 miles from my grandmothers home, 12 miles!

Our first three weeks in GA were filled with in person interviews, personality test, reference checks and phone follow ups, and our last Friday night there (before we returned to VA for a week) they called at 4:12pm and offered me the job, met my salary requirements and I start NEXT WEEK!!!!!

The timing of the call, the timing of the interview process and the start date…after over a year and a half of searching, I can only say that God had a hand in this.  But there is more, this company gives back to foster/adoptive charities (hello, near and dear to my heart,) the owners actually know some of my extended family (small town but wow,) and one of their goals is to empower women/moms.  Holy cow, can it be any more perfect!

Granted, this will be a BIG adjustment for my little family.  I will be going to an office for the first time in 13 years. My grandmother has insisted we remain with her for at minimum another month while we adjust to the new life and she will help with the kids.  She’s watched us homeschool all these months we’ve visited her over the past couple of years, and is comfortable with keeping the kids on track to finish out the year.  We will have school on Sunday evenings where I will give assignments for the week and then we will meet a couple more times during the week to make sure we are on track.  It’s not going to be easy, but I am confident we can adjust.

I am keeping both my part time jobs for the time being both for security and to help me get back on solid financial ground more quickly.  All jobs are aware of the situation as far as me working them all.

And just a small financial win…okay two wins. Maybe three.

  1. I was able to replace the tires on my car, yes, I waited until it was dire, but I paid in cash!
  2. The kids have all received a small stipend for some summer clothes and are looking forward to getting to shop. (They have had a couple of weeks to make lists and think through needs and wants, etc.)  This is especially crucial for the two youngest since they hit major growth spurts this year, so nothing old fits.
  3. I have almost $500 in an emergency fund, consistently saving 10% of any monies received.

I am so grateful for this community and the constant encouragement. I’ve still got a wait until I get my first paycheck and see how all the deductions and so on work out before planning a budget and starting to look for housing.

Keep us in your thoughts and prayers this week as Gymnast will compete at his state meet this week, his last with his current team…it is bittersweet and he is really struggling with the move the most because of it.  And then we will return to GA to start our “new life.”

 

 


My Absence

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I apologize for my absence these past weeks. And I hate to say, I may be absent for a few more. Life has come flooding back like a tidal wave after months of trials and despair. And while it hasn’t all been candy and flowers, lots of good things happening.

I have two very steady clients now that are giving me more than full time hours, sometimes closer to double full time. The pay is decent if not great, and I am working like a crazy person. All contract work, but no end in site and have been given more responsibilities and hours on both sides a couple of times. Good news.

We have finished out the softball season for Princess and volleyball season for Princess, Gymnast and Sea Cadet. A blast was had by all, but I am definitely ready for a break from the busy-ness. We start swim on Monday for all four, but that doesn’t take quite as much out of me and I can work while they practice an hour daily. I was able to barter for our pool membership this year, but do have to pay for the swim team. But I think it’s worth it since it is literally three months of daily fun and exercise. Cost $215 for all four to be on the time.

Car wreck, my fault – ack! It was very disheartening, just when things seemed to be turning around for us and now I have to come up with a $1000 deductible. Everyone is fine and the car is driveable. So I’m putting it off for a short while to get a bit more financially stable. I don’t carry rental coverage, so we will be down to one car when I put it in the shop, so trying to make wise decisions there.

Short trip. We made a short trip to meet up with my parents in GA and visit my grandmother. My dad paid for my gas and provided food for us while we were there, so financially it was not a burden. And it was good for the kids to see their grandparents.

Housing is going well, it’s a lot like living at summer camp. I am so grateful for the blessing and working hard to make the most of it financially.

Lets of other changes happening in our lives, some harder than others. I am truly focused on work, lots and lots of work right now. So I will try to keep up with weekly posts, but no promises just yet. Really trying to stay focused, not worry about what is coming next and save, save, save.

Thanks for your understanding and patience with me. I truly appreciate the support of the BAD community.


First Day and Family Drama

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Hi all! Thank you so much for all the well wishes for my first day of work (it was this past Monday) and all of your comments about our plans to start saving for a house after all our consumer debt is paid off (hopefully by December-ish). There were a TON of great comments and I plan to dedicate some posts specifically to the house topic in the future, but that will have to wait for another day.

Right now, indulge me a little in talking about my first few days of work!

To be 100% honest, the first day was….a little boring. I had to do a lot of administrative type stuff (getting a new employee ID card, submitting key request form to the key authorization office, filling out paperwork, ordering instructor textbooks, etc. etc. etc.).

Here I was ready and rearing to go (with a huge, long To Do list already compiled) and I ended up spending much of the day doing non-job related/administrative stuff. It was fine and I got a couple hours of “real” work in, but not what I’d expected.

So Tuesday I hit the ground running with about a 30-item To Do list and started knocking things out left and right. Wednesday was more of the same (along with several meetings), and now I feel like I’m chugging right along!

I will say that I feel a real struggle in regard to spending. On my first day I bought lunch (even though I’d made and brought a lunch with me), Tuesday I bought a soda, and Wednesday I had to fight the urge to buy a Starbucks on the way to campus. At least I’m aware of the temptation to spend, so I’m trying to psychologically combat the urge. Eventually I’ll build a little stockpile of sodas and snacks in my office so the urge isn’t as strong. Right now I’m in a temporary office so I’ve been holding off on bringing a lot of stuff in just yet. My new office is supposed to be painted soon – hopefully! (The bureaucracy in academia is alive and well because I’ve been told it could take up to a month until the painting is completed due to permissions, other building/maintenance work orders, etc.). After that’s done I’ll officially “move in.”

I know we’re still only a couple days into the new job, but one big surprise is that it hasn’t been as hard emotionally/psychologically to leave the girls at preschool as I’d anticipated. I thought I’d be a wreck driving to campus but – nope! And they seem perfectly happy too, which certainly helps. Right now they’re still at the JCC but we switch to our new preschool in mid-August so we’ll see how that transition goes.

Work stuff aside, I’ve got to say I’ve been dealing with additional family health-related drama lately. I really wish I could just gush all the details to you guys because – as weird as it seems – you do feel like friends in a sense (and I get SO MANY helpful comments!!! I’d love to pick your brains on the health issues). But I want to maintain my father’s privacy so…..yeah. Just…stuff sucks. I hate what he’s going through. I don’t like that I’ve been thrust into the role of caregiver. It’s hard to be someone’s advocate from across state lines. And just the whole thing is a steaming pile of poo.

I’m going back next week for another doctor’s appointment. Again – the devils in the details and, unfortunately, I just can’t divulge his personal info. But you can imagine. Lots of stress. Anxiety. And so on.

I don’t believe we’ll be getting an official diagnosis yet – there’s one more scan the doctor wanted to order but its very expensive so insurance only covers it once everything else has been eliminated (and my Dad’s had many, many appointments the past couple weeks). But this is the appointment with the head honcho specialist so my siblings and I feel it’s important for someone to be there. I was elected. My sister will probably go back for the diagnosis, and my brother will likely be the one to go retrieve my father if/when its time for him to move closer to family. So at least we’re trying to share the burden (not that my father is a burden by any means, but you know what I’m saying. We all work, have families, etc. so logistics are difficult).

In terms of finances, I believe that my Dad will reimburse me for my flight expense (like he did last time). This time I’ll be flying in and out in a single looooooong day (flight there departs Tucson at 6:00am, return flight lands back in Tucson at 10:30pm). I know there are businesses people who do this type of commute all the time, but this is my very first out-and-back in a single day type excursion. I’m grateful its worked out this way since now I have a job I’m expected to be at, but I also wish I was going to be there a bit longer. The logistics of what the future holds (selling two separate properties in two separate states; clearing out said properties, etc.) makes my head ache. I know surely others have been in a similar spot before. Words of advice or encouragement? I know its hard without knowing specifics, but you can kind of read between the lines a bit I’m sure.

One thing I’ll say about this new job (sorry to jump around on topics), is that it has made my days feel extremely long! I’ve been waking up at 5am to have time to get a quick jog, shower, dress, make lunches (for me & the girls), make breakfast (for me & the girls), do dishes and general clean-up, wake the girls, get ready, go to preschool, go to work/school, back to preschool, home, cook, eat, clean dishes, do a load of laundry, baths, girls to bed, more work (for part-time job), then bed for me and hubs. I’m definitely not complaining! I’ve been so, so lucky to work from home part-time for the past 3 years with a killer make-my-own schedule so its just an adjustment. Not bad (no “poor me” attitude here! Still super psyched about the job!), just different. One huge perk of working in academia is that we tend to have more flexible schedules than other professions. Right now I’m here all day every day working furiously on prep, but once things settle down a bit and we get into a routine during the semester I think I’ll have more flexibility to run out if I have a doctor’s appointment, or whatever. But for the time being, I’ve turned into a super-planning ninja! I have to be in order to have food for dinner every night (as opposed to ordering take-out). It’s also a good transition, but still a transition nonetheless. Really, I like being back in the world of the gainfully full-employed. There were perks to the work-from-home part-time thing, too, but I really feel this is where I belong. : )


First Day

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Today is the first day of school my new job!

I am SO, SO, SO excited and ready to hit the ground running! While I was on vacation last week I made a huge list of things I needed to do starting on day #1. I really think I’m going to thrive in this position and I just hope that everything works out as well as I think it will.

I cannot wait to see my new office, get settled in, meet my colleagues, and get started on all the course prep work I’ve got ahead of me! I have my work cut out for me – 3 courses to prep in the next month (one of which is a stats course for a 200+ person class! Yikes! I’ve never taught a full stats course before, I’ve only substituted. And it was for about a 20 person class. Learning curve much?)

Regardless of whatever challenges lie ahead, I’m excited to face them head-on. What fun would a new job be if it presented no challenges whatsoever? So I’m looking forward to embracing them!

On Saturday night I had the unprepared dream. You know the kind. I woke up late, wasn’t appropriately dressed, forgot the girls’ lunches when I took them to preschool, etc. etc. etc. So to keep the dream from becoming a reality I made sure to get everything fully prepped on Sunday night. I set my alarm extra early to ensure plenty of time for last minute stuff and by the time this post goes up I’ll be on my way to campus.

Send happy first day of work vibes my way!

I hope you’re all having a great start to your week as well!


Why I’ve Decided to Start an Emergency Fund

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Unlike the other bloggers, I have no savings, no emergency fund. I did, until my son broke his hand this past December, and now it’s gone.

And for the last few months I have flown by the seat of my pants, and that really stinks!  I mean, big time!  I always feel broke because after paying all the necessary monthly bills, keeping out just enough for the grocery budget, I throw everything I’ve got at debt. And then I’m broke…until a client pays me.  Now I’m really blessed to have mostly reliable clients who pay me at least within the standard Net 30, and some who pay within Net 10, so I “know” I have income coming, but I don’t always know exactly when.

So this week was one of those totally broke weeks.  I didn’t even have two dimes to rub together.  It was exponentially harder as I had to drive a lot due to standardized testing for the three youngest in a different city.  Needless to say, I ran out of gas. And I did not have the choice to stay home or bike to where I had to go (we can bike to pretty much anywhere we need to go.)  I even stooped so low that I asked my ex to pay his child support early (he’s really great about giving financial support to our kids, really great, the only issue is, it’s on his schedule, not mine and not always regular.)

So you can feel how desperate I was, right?  And you are probably saying “duh, Hope, start an emergency fund.”  And you would think that my incident last summer where we were out of toilet paper would have convinced me of the same thing.  Yeah, but no, I’m hard headed and stubborn and always see the glass half full and know everything is going to turn out alright.

But in this dark hour when I needed to get my kids to testing and had no gas, I searched through my wallet and found a $50 bill.  Evidently at some point, I knew I would need an emergency gas fund, and being the “out of sight, out of mind” kind of person I am, I put my “emergency $50” out of sight but right where it should be had I needed it. Joy, relief flooded and we finished out our testing week with no other financial crisis.

But I am now convinced, I need an emergency fund.  Two, in fact!  I am going to replace my “emergency $50” immediately and as I mentioned last week I am going to start funding a traditional emergency fund with a percentage from my new job.  It will go slow, it’s not my priority, but after the toilet paper, the broken hand and this most recent gas debacle (along with a few that I will not mention here,) I am convinced that it is necessary.  (And in using my new job’s money, well, it doesn’t affect my current debt payoff, yeah!!!)


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