Posts tagged with: government healthcare

Healthcare

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I thought the kids Medicare might carry over for a few months while I got settled in at the new job and decided on new health insurance, but because we moved states it will only cover emergency room visits. I could apply to move it to GA but with my new job and income, I no longer need too. Yippeee!!!

I am keeping it for emergencies while I get everything settled, but now I have to figure out what to do. Here are my options as I see them:

  • Sign up under my corporate sponsored healthcare at about $700 per month with a $40 co pay and $6000 deductible for in-network. It would not take affect until May 1.
  • Evaluate plans under Obamacare’s website if that is still a thing.
  • Sign up for Samaritans Ministries or something similar. From a quick query, this would run me about $320 a month for all 4 of us.

I know health insurance talks can be like beating a dead horse, but I certainly want to hear what the BAD community has to share about these options.

I have already opted to go with the corporately sponsored vision and dental options.  The costs are nominal, coverage decent and with three of us wearing glasses, we will definitely take advantage of it.  (Back in VA, we went to a dental school for our dental coverage, but living in the boondocks now, that is not a convenient option.)

By the way, second day at the new job complete.  It’s going great. I have my own office, my boss took me to lunch today and my co-workers are all really nice. I’m getting up at 5am and spending an hour at the gym before getting in a couple of hours at my contract jobs then I show up to work a little after 8am.  I’m hoping that by doing this I keep my nights and weekends as free as possible to spend time with the kids. Oh, and I’m down TWO pant sizes as I found out when I went to buy new jeans tonight.  Woot, woot!


Let’s talk about healthcare costs…

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I’m considering looking for a new job. But one of the biggest things that holds me back is healthcare – and sadly, healthcare is the reason some of my co-workers stay as well. My total cost for healthcare, regardless of how many children I have, will be $80 each month when I hit my milestone this year.

Obviously, if I can get a higher salary, it will offset my loss, but I’m curious…

if you pay for your family’s healthcare through work, how much are you paying?

I’m NOT looking to start a political debate on healthcare so please don’t talk about government or politics.