Archive results for “November 2008f 2008”

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This is So Sad

Sometimes you read something and it makes you sick to your stomach.

A 34 year-old Walmart temp employee was killed by Black Friday shoppers when they rushed into the store and trampled him.

Like I mentioned, it makes me sick to my stomach. Those people wanted deals so bad that regard for human life went out the window. I don’t get it! What is so important about stuff that you trample people to get what you want? I think there is plenty of blame here. There could have been more security, there could be a different system for controlling crouds – but it all comes back down to the people outside of those doors. Their behavior was unacceptable and I hope they are held accountable for what they did. It’s just stuff!

If anyone from that man’s family happens to read this, I offer you my deepest sympathies for your loss.

Posted by Tricia on November 29, 2008 at 10:35 AM in Misc | 16 Comments »
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Happy Thanksgiving!

There is so much to be thankful for on this Thanksgiving day. One thing I am very thankful for is all of you. We wouldn’t have come as far as we have without your support. We’re getting our financial house in order and we are realizing what is really important.

Today we had a fairly quiet Thanksgiving. We had our usual big holiday breakfast and then we had a big turkey dinner. We’re going to be eating turkey for weeks. Turkey casserole, turkey sandwiches, turkey and gravy…yum.

Tomorrow I am tempted to go to one Black Friday sale. I am making something for my parents and siblings for Christmas and the one component I need to buy is on sale. I’ll have to wait until after Christmas to share what it is on here. I’m not sure how the idea came to me, but it’s turning out pretty neat. It’s also nice to make something instead of tossing money for a gift that won’t mean as much. I hope everyone likes it.

In closing, I’d like to share a quote with you from Frederick Keonig:

“We tend to forget that happiness doesn’t come as a result of getting something we don’t have, but rather of recognizing and appreciating what we do have.”

Happy Thanksgiving!

Posted by Tricia on November 27, 2008 at 11:00 PM in Life Experiences | Comment First »
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Thank You! Our Debt is Under $7K!

Sometimes personal things are going on behind the scenes. I try to blog about as much as I can, but there are some things I can’t discuss due to privacy reasons. Things have been a little crazy lately, and I haven’t been as focused as I should be.

Every now and then, I get an email from a reader that brightens my day. It’s about the success they are having with their debt reduction. It gives me a little kick that I need and the latest kick made me say to myself, “You know what, you can squeeze out a little more money this month to get that debt total under $7K.” So that is what I did. Our current debt total is $6,999.

We did have to squeeze that one since I was leaving a little buffer for some early Christmas shopping. I’m not a huge day after Thanksgiving shopper, but if something looked interesting we had the money. I thought about it, and most of the deals probably wouldn’t apply to us. After all, we are trying to let our needs guide our shopping – not the sales. Following the sales is how you end up with a lot of stuff you don’t need

As always, a big thank you to everyone for reading and your emails!

Posted by Tricia on November 25, 2008 at 9:43 AM in Debt Updates | 17 Comments »
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Saving Money – a Round Up

With the holiday season upon us, a couple bloggers made lists on how you can save money or save money on your holiday shopping. Thought I would share – I’ve picked up a few tips I may use

Jim at Blueprint for Financial Prosperity has 100 Money Saving Tips for the Holiday Bonanza

JD at Get Rich Slowly has A Do It Yourself Christmas – 34 Great Gifts You Can Make Yourself

I haven’t logged into my Bloglines account in some time now so I’m sure I am missing more articles recently written. So if you know of one, feel free to mention it in the comments and I’ll try to add up above when I get a chance. For now, Jim and JD can get us off to a good start!

Posted by Tricia on November 24, 2008 at 12:07 AM in Saving Money | 1 Comment »
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Burying Cash – Yeah, It’s Crossed My Mind

There’s an article by Smartmoney.com on Yahoo Finance about people who are burying their cash. One man from Alabama admits to burying $8,000 somewhere on his 300 acre property.

Personally, I do not like cash. I don’t like how easily it can be lost. Even having a stash in our house gives me pause. In the even of a fire or theft – it could be lost. I like having my money in the bank where it is presumably safer.

With doing that, we are placing a lot of trust in banks and in the FDIC (who insures our money). Trust isn’t a bad thing, but neither is having a back-up plan. We should probably have some cash funds available regardless of the economy right now. After all, if a natural disaster strikes, there’s a good chance or debit or credit cards wouldn’t be accepted. Who knows if checks would either. Cash, on the other hand, is almost always accepted.

So I have thought about having a little stash in the house and then maybe burying some money. I wouldn’t do it in our backyard (too small and too many curious neighbors). But there are other places I know of where we could do it. GPS technology could make it pretty easy to find again. I thought I was going a little overboard with my thoughts, but maybe I wasn’t. It turns out I’m not the only one who has thought about it.

I probably won’t do it because we have long, cold winters here. It would be tough to dig up anything we bury if we needed it during the winter. So I think we’ll keep with the small stash in our house for now.

Posted by Tricia on November 22, 2008 at 11:54 PM in General Personal Finance | 13 Comments »
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Free Dr Pepper

I found this interesting. Dr Pepper made a promise that if Guns N’ Roses released their “Chinese Democracy” album in 2008, they would give everyone in America a Dr Pepper. Well, the album release is only a few days away and Dr Pepper is honoring their promise.

That’s a lot of Dr Pepper!

For more info, visit this Yahoo News article. According to their story, Sunday (11/23/08) is the day to get the coupon from Dr Pepper’s website.

Posted by Tricia on November 20, 2008 at 9:05 PM in Free Stuff | 7 Comments »
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The Economy is Rippling Down

I guess it was bound to happen. Our area usually isn’t too affected by downturns and upturns in the economy, but we are finally starting to see the effects of the economy rippling down. The news is starting to report on more businesses closing their doors for good or shutting down for a while. Most of it sounds like a cash flow problem, since demand and consumer spending is low.

Looking in the paper, I noticed that there are less job opportunities – about a 2/3 reduction. Some of that could be due to it being winter. But it’s still lower than normal.

We probably aren’t helping things much at all – we aren’t spending that much money right now. Our favorite restaurant no longer has its flair because we figured out how to duplicate our favorite items from it at home. Even McDonalds isn’t as special since we have made our own modified Big Macs successfully (thanks to Top Secret Recipes).

Plus it’s winter! Right now it feels like 7 degrees out with the wind. BRR. I’m content with sitting on the couch snug with a blanket. There’s no desire to go to any store to go shopping LOL.

There is an article at the MSN Smart Spending blog that asked if frugal people are ruining the economy. Tough question. While I definitely don’t believe frugal people are to blame for the current economic condition, I know that our family is affecting local businesses if we no longer spend money there. It’s a small impact, but if there are more people out there like us – it turns into a big impact.

Posted by Tricia on November 20, 2008 at 1:14 AM in General Personal Finance | 17 Comments »
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