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Spring Cleaning, Home Maintenance, and Learning to Drive

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Spring cleaning

Recently my partner and I have been in spring cleaning and home maintenance mode. We’ve had some nicer weather the past few weeks and the black flies haven’t come out yet, so we’ve been doing lots of yard maintenance.

We finally managed to mulch the flower garden in front of our house, which we planned to do last year but never got around to. We had the mulch and the time, but we just couldn’t get our butts in gear! Motivation used to be a problem for us, especially when it came to house projects. So I’m pretty proud we’ve managed to get the house in such good shape even though we’ve been really busy with life and work.

What We’ve Done So Far

In addition to mulching the garden, we’ve used our weekends to recaulk one of the showers, replace a broken shower head, reorganize the basement and attic, repaint the front steps, powerwash, and fix the lattice skirting around the bottom of the porch. I’m tired just writing all that out! All we had to buy was a $50 shower head and some caulk—the rest was just sweat equity and elbow grease.

Plus, we had a big gap in our kitchen counters where they met the wall, so they never sat flush. The gap was due to a weird aux cord that the old owners installed. I think they had some kind of TV there and thought hiding the cord was worth ruining the countertops. It took a whole lot of caulk, but now they look so much better… you can hardly tell there was ever an issue!

We’re still hoping to repaint the primary bathroom with some pretty light blue paint that we already have to spruce it up. But I think that’s about all that’s left on our spring projects list. The house has never been so clean without some kind of company coming!

Learning to Drive

I don’t know if I’ve ever mentioned it on here before, but I actually don’t know how to drive. I’ve held off on learning because of my health problems. I got sick as a teenager and used to struggle with dizziness much more often, to the point where I’d get close to fainting. My doctor was fine with the idea of me driving because I mainly have issues while standing. People with dysautonomia aren’t usually forbidden from driving. I just didn’t feel comfortable with it yet and wanted to get my symptoms under control before getting behind the wheel.

I’ve made so much progress on my health and found so many treatments to improve my symptoms that I think I’m finally ready! I’ve been reading the driver’s manual and am hoping to take the written test within a month or two. I’ll keep you updated on how it goes!

Just to be clear, we’re still planning to only have one car. I don’t need to drive for my job since I work from home, so there’s no reason to be a two-car household. I just think it’s important to drive for my own independence and in case of emergencies. My partner is happy to chauffeur me around, but I’m excited to be able to run errands solo if I want to.

Read More 

Making Summer Plans

Landed More Work and Back in Therapy

Investing with CashApp

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A few months ago, a friend sent me some money they owed me via CashApp. I had to download the app specifically to receive the money, because it’s the only cash-sending app my friend had (I already had Zelle and Venmo but my friend didn’t have either of those). Then a funny thing happened. The money just sat there. I never took the time to hook up CashApp to my bank, so there was no way to “cash out” the funds. It wasn’t a huge sum of money, and I didn’t immediately need it, so it just continued to sit in CashApp, untouched.

Investment Options with CashApp

Until just about a week ago… I logged into CashApp and for the first time noticed you can invest through the app. Even better – the trades are Free! I started poking around a bit. I saw you can invest in Bitcoin and stocks. I started searching the stocks a bit and noticed you and search based on performance. For example, I searched for stocks with performance of 10% or higher over the past year (you can modify and change the % performance and time period). You can buy single stocks or buy into a fund.

I took my little bit of money and threw it into stocks. Why not? I wasn’t missing the money and it was just sitting in CashApp untouched for months anyway. Why not try to see if I could invest it and potentially stand to grow it a bit? I bought Meta (single stock) and SPDR S&P 500 (a fund that’s supposed to track the S&P 500). It’s only been about a week, but I’m already up a couple bucks!

Saving with CashApp

Just today when I logged into CashApp to check out my stocks’ performance, I also noticed they have a high yield savings account option as well! You can earn up to 4.5% interest depending on how much and how often you save. Who knew that CashApp had all these options for saving and investing?

Final Thoughts

I tend to be pretty fiscally conservative and risk-averse. For those reasons, I’m not big into investing in single stocks. I likely wouldn’t have ever invested through CashApp if I wasn’t in a situation wherein I had funds just sitting in CashApp doing nothing. Given that it was a small amount of money, and I could afford to just lose it all together, I’d almost consider this more “entertainment” and a learning experience versus an investment vehicle.  I’ll stick to Fidelity for my longer term investments. And for short-term investments, I have about half my Emergency Fund in a 5.25% yield 6-month CD through a CapitalOne360 bank account (currently half-way through the 6 months). The other half of my EF is just in a normal savings account.

I’d love to know if others use CashApp (or another app like RobinHood, etc.) for investing. I truly do not follow the market enough to start investing in single stocks regularly. But when it’s a small sum and viewed just as entertainment, it actually is quite fun to login and see daily changes, etc.

What are your thoughts on investing through apps? Would you ever do it? Why or why not?

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