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Jacking a Credit Card, Ways to Save Money and Cutting Up Some Credit Cards

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Thankfully I am starting to feel a little bit more like myself. The flu bug that I had was pretty icky. Now that I’m feeling better, that means I can get caught up on things. A few things to come: finishing that huge post of tips on how to save money with groceries, a book review, some thoughts about Craigslist and eBay and some stories from my credit card past.

For now, here’s some articles that caught my eye this week:

Over at We’re In Debt, someone tried to jack their credit card. Scary!

Cleverdude is running a series on ways to save money. He even mentioned one that we are trying, blocking off unused rooms. Which reminds me, it’s probably a good time to see how our electric/gas costs are doing this year compared to last year.

Jesse is holding a credit card cut-up contest. Top prize? An iPod nano (plus some other neat things).

I’m In That State of Mind

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The financial stars aligned again this week with a few different checks arriving from my husband’s side jobs. I love it when it happens like this because I can send a huge chunk of cash towards our debt. While I don’t mind chipping away at our debt, nothing quite gets my blood flowing like making those big payments.

For one, it really shows how much money we aren’t spending. We are doing something right to have that much money as “extra” money. Secondly, I can give a “take that!” to my credit card. That always feels a little good.

I’m happy to report that we have broken down below the $14,000 mark. Our credit card debt is now at $13,699.

It’s hard to describe how I feel right now. I think one of my favorite quotes helps to sum it up:

“What this power is, I cannot say. All I know is that it exists, and it becomes available only when you are in that state of mind in which you know exactly what you want, and are fully determined not to quit until you get it.”

– Alexander Graham Bell

I’m in that state of mind. I want our credit card debt paid off!