by Hope
The girls and I leave today for a week in Texas. We are all very excited to get away and see family. This will be Beauty’s first flight, first trip to Texas so that makes it even more exciting.
My parent’s neighborhood pool opened this past week, with restrictions, but it will give us something to do while we are in town. Our plan is to steer clear of most other public places to minimize the risk to ourselves and my parents as much as we can.
I thought I would pop in with a end of June debt update…so without further preamble, I will let the numbers speak for themselves.
| Student Loan #1 | $17,000.00 | $11,674.48 | $8,993.60 | 2.88% | $0 |
| Student Loan #2 | $21,750.03 | $19,561.92 | $19,536.55 | 2.88% | $0 |
| Honda HRV | $21,200.00 | $17,631.11 | $17,335.27 | 3% | $250 |
| Total | $59,950.03 | $48,867.51 | $250 |
Bot the twins are saying they are planning to move out at the end of the summer…but I am not confident that is really going to happen. And I’m still not sure if Gymnast will live here or return to his dad’s. This flux is hard for me, I am a planner, big time. But I’m learning to just breathe and go with the flow.
The kids are learning that they have to tell me if they are going to be here for dinner though. I’ve stopped cooking every day because so often I would cook and then I’d be the only one here for dinner. It became very frustrating.
Isolation, Independence Kids and School
Overall, this isolation continues to be good for my debt payoff. I am working 10-12 hours most days. My days are mostly uninterrupted since the 4 kids at home are relatively independent and mobile.
Sea Cadet, History Buff and Princess all pitch in to make sure Beauty gets to work and home. And when the girls aren’t working or studying, they spend their free time together skateboarding, a new hobby for both of them, at local parks or crafting around the house.
Georgia’s governor has declared that schools will re-open this fall. I’m not sure how that will look as far as restrictions go. But Princess school anticipates students returning to campus mid-August. We are waiting to hear what Beauty’s school plans to do.

Hope is a resourceful and solutions-driven business manager who has spent nearly two decades helping clients streamline their operations and grow their businesses through project management, digital marketing, and tech expertise. Recently transitioning from her role as a single mom of five foster/adoptive children to an empty nester, Hope is navigating the emotional and practical challenges of redefining her life while maintaining her determination to regain financial control and eliminate debt.
Living in a cozy small town in northeast Georgia with her three dogs, Hope cherishes the serenity of the mountains over the bustle of the beach. Though her kids are now finding their footing in the world—pursuing education, careers, and independence—she remains deeply committed to supporting them in this next chapter, even as she faces the bittersweet tug of letting go.
Since joining the Blogging Away Debt community in 2015, Hope has candidly shared her journey of financial ups and downs. Now, with a renewed focus and a clear path ahead, she’s ready to tackle her finances with the same passion and perseverance that she’s brought to her life and career. Through her writing, she continues to inspire others to confront their own financial challenges and strive for a brighter future.

