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Posts tagged with: debt

What a Wonderful Day


Friday was not a very good day. I still wasn’t feeling well and after work I took things easy and went to bed early again. I wanted to be well-rested for a very fun day today (well, now yesterday). My goal was to go outside and enjoy a nice winter day.

What a great winter day it was. The sun was shining and the temps were in the low 30s. My husband was busy shoveling snow off of the roof and my son and I worked on a snow fort. There was a pile of snow just waiting to be dug into.

We both ended up giving up about three feet into it, because a brief thaw during the winter left a layer of ice that was difficult to dig into. So my son grabbed his sled and had some fun sledding down the pile. Our dog also joined in on the fun.

We even fit in a nap and after the sun went down we played some games together.

It was a very wonderful day 🙂

I Finally Started Our Tax Return


I used to love doing our taxes. It almost always meant a nice refund because of our lower income at the time. The last couple years have been different, though, since we make more money now. Our withholdings with our employers are calculated to give just enough to Uncle Sam for our taxes.

I had a nagging feeling that we didn’t have enough taken out of our paychecks for our state taxes. Every year, it seems like we underpay for the state. Usually we end up owing under $50, so it’s not a big deal. But I was worried this year. We’ve made the most money we have ever made (we broke $50,000) and this is brand new territory for us.

I finally decided to do them especially since the rebate checks are dependent on our tax return. The federal turned out nicely. We will get about $250 back. I continued on to the state and for once we actually overpaid. I couldn’t believe it. I still don’t believe it.

The software I was using calculated our overpayment to be around $150 for the state. That has never happened before, and Michigan takes a pretty flat percentage of your income. As soon as I get a chance, I’ll calculate our taxes by hand and compare. After we made a mistake on our 2005 return, I am hesitant to trust the software I’m using 100%. I’d rather be safe than sorry from this point forward. I do not want another tax bill popping up.

This weekend I’ll finalize our returns and we may have another $400 soon that we can put towards our debt 🙂