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Browsing posts in: Spending Money

Do You Have a Problem Spending Money?


I was surfing the web and came across this neat quiz from MSN. It’s their “Savvy Spending Quiz.”

Savvy Spending Quiz

I should be so ashamed of myself. My score is 25 out of 100! I really flunked that one – LOL. It shouldn’t be a laughing matter, but sometimes you have to laugh to keep sane.

My results basically told me what I already know – that I have a credit management problem. I do have to argue a little bit with that one. I am learning all the tools and I already know quite a few that I need to manage my credit. I just need more funds to pay everything! I am just laughing right now. Now I just had the urge to cry. But I won’t. I must stay strong and focused.

Technorati Tags: spending+quiz, credit+management, credit+problem

What Would You Do With 20 Dollars?


So many times I’ve been asked, “What would you do with a million dollars?” I pretty much say the same thing every time. My number one thing – pay off debt!! Then, I would give to my family and to charity. I’d also invest, but if you asked me to be more specific, I couldn’t. I’ve been too focused on using extra funds to pay off debt, that I wouldn’t know the first thing to do.

But let’s put a little twist on it…

What would you do with 20 dollars?

I’ll start. First thing I’d do is rent two $0.99 DVDs (one for my son, one for mom and dad), and then put the rest into our checking account to go towards bills/debt.

Not very exciting – but a true story since it has happened before.

What about you?