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Taking Inventory of the Things You Don’t Really Need

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While trying to fall asleep one night, I was looking around my bedroom and started thinking about how many things I have in my bedroom that I don’t really need. Then I started thinking about other rooms of the house and before I knew it I had a mental list many pages long.

Going through that exercise helped me realize two things:

1.) I have bought many things over the years that I really didn’t need. Going through and really thinking about everything, I see things that were purchased that I thought I needed, but really didn’t. With just doing this exercise mentally, I can only imagine how many more pages would be added when I actually look around every room and physically check every nook and cranny.

2.) I have the makings for a pretty good garage sale. I don’t like having a garage sale unless I have quite a few items to sell. After taking the mental inventory, I realize that I have more I can sell than I thought I did. So, my project for this summer is to have a garage sale and all proceeds will go directly towards debt. What I will do is go room to room just like I did with my mental inventory and have a large box ready to throw everything in.

I’m glad I did this. It gave me a lot to think about the next time I want to buy something. I’ll also hopefully have some more money to put towards debt after having a good-sized garage sale 🙂


Do You Have a Problem Spending Money?

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I was surfing the web and came across this neat quiz from MSN. It’s their “Savvy Spending Quiz.”

Savvy Spending Quiz

I should be so ashamed of myself. My score is 25 out of 100! I really flunked that one – LOL. It shouldn’t be a laughing matter, but sometimes you have to laugh to keep sane.

My results basically told me what I already know – that I have a credit management problem. I do have to argue a little bit with that one. I am learning all the tools and I already know quite a few that I need to manage my credit. I just need more funds to pay everything! I am just laughing right now. Now I just had the urge to cry. But I won’t. I must stay strong and focused.

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