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Getting Healthy Has Financial Benefits

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Financial Benefits of Getting Healthy

Last month, I mentioned that I wanted to change my lifestyle and get healthier. Unfortunately, I gained about 20 pounds during lockdown when we were all stuck inside near our fridges. That pushed my BMI over the edge and made me clinically overweight. 

I know that carrying extra pounds long-term could be bad for my health, especially with my chronic illness and family history of heart attacks. So I’m trying to improve my diet and fitness so I can shed the extra pounds. 

My partner would also like to lose some weight and has decided to join me, which makes things a lot easier. Because we’re both onboard, there are no temptations in the house like apple pie or brownies, which are my weaknesses!

Staying Under Our Eating Out Budget

I didn’t know when I started this health journey that it would also have financial benefits. A few months ago I shared an updated budget that included $80 per month for eating out. Believe it or not, our health goals have caused us to stay well under that budget. 

So far in the month of October, my partner and I ate at Burger King once as a cheat meal and spent $7 by getting discounts through the mobile app. I also grabbed a six-inch Subway sandwich earlier this week, which was $6 with tip. 

My partner is on a work trip this weekend, so we won’t be going out to eat at all. Next week we may treat ourselves to a $30 or $40 meal if we feel like it, but we just haven’t wanted to go out. 

We live in rural Michigan where most restaurants serve bar food like burgers and fries, which doesn’t really fit in with our low-calorie, mostly plant-based diet. Plus, I know I can make a more nutritious meal at home that tastes almost as good for less money, so there’s not much of an incentive to go out. 

Groceries Are Cheaper Too

Since we’re not eating out as much while trying to reach our health and fitness goals, I thought our grocery spending would increase. But surprisingly we’re actually staying under our grocery budget. It turns out healthy food is cheaper than all that processed junk we were buying before!

I’ve budgeted $80 per week for food, but it seems like we only spend $75 every other week when we do a bigger stock-up. During the lighter two weeks of the month, we’ve only been spending around $50 because we’ve been shopping mainly in the produce section, with some beans and tofu thrown in for protein. 

I used to think produce was too expensive and would skip pricier items like mushrooms and broccolini. The irony is, I would refuse to spend $3 on a package of mushrooms or strawberries and turn around and spend $5 on a discounted pie from the bakery section! Now that I’m not impulse buying packaged foods, I can splurge on some specialty produce to make my meals healthier and more varied while staying under my grocery budget. 

Because I’m not limiting myself to the cheapest vegetables in the produce section, I can make so many delicious, healthy meals that just aren’t served at restaurants around here, such as Thai curry hot pot. I didn’t anticipate that eating better would enable us to save money and enjoy mealtimes more, but I’m not complaining! 

Have you found that eating healthier helps you save money? Or do you spend more when you’re on a fitness kick? Let me know in the comments below!

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Bartering – Doggy Style

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I have written about bartering many times. Trading services for services has been a mainstay in our lives for a long time. Here are some of my earliest posts regarding things I bartered for:

Barter Win – Homeschool Tuition – 2014

How I Got into Bartering –  2015

I’ve bartered for Tae Kwon Do lessons, homeschool co op tuition, competitive gymnastics training, and so much more over the years. And now, I’ve gone and done it again. This time, it isn’t for the kids, it’s for the dogs.

Saving on dog expenses

One of my biggest dog expenses is boarding them when I want to travel. We now have 7 dogs! Boarding them is EXPENSIVE!

So when the local kennel we use needed help me their website, you KNOW I jumped on it. Score!!!

In exchange for two full weeks of boarding, to be used when needed, I am re-doing their website. AND, he will continue to use my services in the coming years. I cannot explain how exciting this is.  It will literally save me thousands of dollars.

I LOVE our kennel. Anyone who owns pets know how hard it is to find someone who loves your pets and takes care of them the way you do. We have been really blessed with this one…here’s pics of 4 of our dogs getting “pup cups” during their last boarding stay.

Opie – unknown breed, recent adoption, very skittish, almost 2 years old – a work in progress

Cali – basenji mix, our old, fat lady, adopted four years ago, she’s pretty skittish still but much better then when we got her, multiple scars on her face from being shot when a bb gun or something similar – almost 8 years old

Jake – retriever mix, Gymnast dog and they LOVE each other, great dog, well-behaved and well trained – 4 years old, adopted earlier this year

Addie – a sharpe (sp?) mix who is about 1 1/2 years old, she is my heart dog, a free Facebook find we got a year ago this past May as a puppy – I adore this dog, she is my constant companion

I used a few of my free days for our state fair trip. And some of my days will cover our family trip to New York. But I am super stoked to find this cost saving measure that will really make traveling a bit more cost effective.