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Going from hourly to salary but still part time

My boss has offered me a salary of $35,000 annually with a set number of responsibilities versus hours. I will control my own schedule and will have consistent income. Even though it’s not enough to cover my bills, having the consistent income will help with my planning AND my anxiety.

There are firm weekly, monthly, and quarterly deadlines. But for the most part the work is pretty flexible. Who knew I would enjoy bookkeeping, accounts payable, payroll, and tax returns so much!?! Having worked doing this work since March, I am confident that the hours to pay ratio is fair.

And she is willing and even encouraging me to make full use of the office and resources here as I get more work. I am so grateful for her understanding.

I have had over ½ dozen interviews in the last couple of weeks and then just silence. I don’t understand it.
Not to be cocky, but I’ve rarely interviewed and not gotten an offer. And then all the reschedules…people ask for an interview and then just minutes before or even 10 minutes after the designated time, they will cancel or just not show up. It’s such a new world. And it’s not pleasant for the job hunter.

I have no idea what is coming, but I know God has a plan in all this. So I will keep rolling with it, treading water until I get back on firm ground again. (Bills are behind now, but based on my forecasting, I think I can keep my head above water…nothing should hit the 30 day mark.) *crossing my fingers and still focused on looking for more work

Read more from Hope

Looking Back One Year – September, 2021

Changes on the Work Front – January, 2018

Work and Travel – May, 2014

Hope

Hope is a creative, solutions-focused business manager helping clients grow their business and work more efficiently by leveraging expertise in project management, digital marketing, & tech solutions. She’s recently become an empty nester as her 5 foster/adoptive kids have spread their wings. She lives with her 5 dogs in a small town in NE Georgia and prefers the mountains to the beaches any day. She struggles with the travel bug and is doing her best to help each of her kids as their finish schooling and become independent (but it’s hard!) She has run her own consulting company for almost twenty years! Hope began sharing her journey with the BAD community in the Spring of 2015 and feels like she has finally in a place to really focus on making wise financial decisions.

Debit Cards for Kids

by Ashley

My twin daughters turn 11 this month and are very much in the “tween” stage of life. Too old for “little kid stuff”, but still not mature enough for some of the freedoms and privileges of older teens. Recently, I’ve seen a lot of growth in the area of financial management and I’d like to nurture this important life skill. It used to be that whenever the girls received money (as birthday gifts, etc.), they’d INSTANTLY spend it. ALL of it. Like it was burning a hole in their pocket.

We’ve had some serious financial conversations and the girls each have their own 529 college savings account. They’ve learned when they receive money to save some, spend some, and give (donate) some, and the difference between shorter-term savings versus longer-term savings.

Given these recent developments, I think it might be a good time to dip our toes into the use of kid-friendly debit cards. I looked at a couple and wanted to share my own list of comparisons and what I have decided to go with in the end:

Comparing GoHenry vs Greelight

	GoHenry	Greenlight
Monthly Fee	$4.99 for 1 child; $9.98 for up to 4 kids	$4.99 for up to 5 kids (Core) $9.98 for up to 5 kids (Max) $14.98 up to 5 kids (Infinity)
Options for Investing	No	Yes, with Max or Infinity plans
App Availability	Yes	Yes
Money Transfers	Yes - instant from parent account	Yes - instant form parent account, and possible direct deposit from child's job
Budget Breakdown	Yes - gives report on spending history	Yes - gives report on spending history
Parent Oversight	Yes - parents decide where and how much kids can spend	Yes - parents choose where kids spend and set up spending limits
Cash Rewards	No	1% on savings (Core); 1% cash back; 2% savings (Max); 1% cash back; 5% savings (Infinity)
Customizable Card	Custom Card available for $4.99	Custom Card available for $9.99
Card protection	No	Yes, for Max and Infinity plans

There are a lot of similar features, but the big differences are that Greenlight offers more options (cash back and savings rewards, in addition to investing options). The other big thing, for me, is that Greenlight offers card protection on its Max and Infinity plans.

In the end, I decided to sign up with Greenlight’s Max plan. I get my first month free, and then it will be $9.98/month after that. I am hoping this app can grow with my kids, so they can learn more about saving and wisely spending (and even investing!) while they are young and still in my care. I love that I can track all their transactions and set limits on how much they can spend and where.

If anyone else is interested in trying the app, I have a code where you can earn $30 when you sign up.

Has anyone else used a similar app to help manage kid-friendly debit cards? What were your thoughts or experiences?

Ashley

Hi, I’m Ashley! Arizonan on paper, Texan at heart. Lover of running, blogging, and all things cheeeeese. Freshly 40, married mother of two, working in academia. Trying to finally (finally!) pay off that ridiculous 6-digit student loan debt!