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Without Further Ado…The Budget

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Without further ado, here is the budget:       Income:   Husband and I get paid on alternate weeks. My hourly wage is $20.40 an hour, with a few hours of overtime each pay period. His hourly wage is $13.91 an hour, with not much overtime. He also carries the health insurance for the […]


Rock Bottom

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After our bankruptcy was discharged, I thought we were through with financial irresponsibility. We had two paid off cars, and no debt except a 40 year 7.5% mortgage of $130,000. On a house what once was worth $125,000, now was valued at $65,000. We said we would never go back to the way it was. […]


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