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Reader Q&A


Hi BAD community!!! We’re all so thrilled to be here!

As Jeffrey mentioned, we’re starting regular blogging next week. But Hope had an awesome idea we think would make a fun series.

We want YOU to tell us any questions you might have for us.

We will all respond to the same question so you can get 4 different perspectives on the same issue. It’s a way for you to ask us about whatever you’d like to know more about and also an opportunity for you to get to know us a little better.

Some example questions might include…

  • Do you think your debt occurred predominantly from a trickle (i.e., small over-expenditures in lots of different areas) or a flood (i.e., a few large purchases)?
  • Once you are debt-free, what will be your first “big ticket” item to purchase?
  • How old are your children and how (if at all) will you involve them in your debt-payoff journey?
  • What is the biggest sacrifice you have made (or are making) to get out of debt?

Now it’s your turn. Leave a comment with a question (or 2 or 3!) that you would like for us to answer. We’ll sort through them and start a Q&A series in the coming weeks!

See you all on Monday!!

BAD Bloggers


  • Reply Hot Sauce |

    How are you going to handle difficulties and emergencies now that you are in debt reduction mode and will no longer be relying on credit cards and loans?

  • Reply Kili |

    What were the worst decisions that led up to your current situation of being in debt? In hindsight what could you have done differently? How will the knowledge of those decisions affect your future decisions?

  • Reply Juhli |

    What are you willing to give up or not willing to give up to get out of debt? For example – not willing to give up gym because health is critical; willing to give up current home to live in a small space to save money. What are you going to learn to do yourself instead of paying others to do it for you? What belongings can you sell or barter to reduce your debt?

  • Reply Jenna |

    what was the moment or the turning point that you threw you hands up in the air and said “I don’t want to continue on like this”?

    beyond the numbers – how will you define success throughout this process?

  • Reply TPol |

    This is a great idea for the bloggers to get started so, here are my questions:
    1. Beyond paying debt, what are your long-term goals?
    2. Are you planning to look for additional sources of income? If so, what are they?
    3. Would you be willing to apply common frugal tips to your lives? Such as cloth diapering, using rags instead of paper towels, using home-made detergent, planning meatless meals few times a week, brown bagging, re-purposing old items,etc.
    4. If you already have frugal habits, what are they?

    I am soooo looking forward to cheering all of you on your journey to debt freedom. Wish you guys all the best.

  • Reply Melanie |

    Hi Bloggers! Looking forward to getting to know each of you and cheer you along 🙂 I think this Q&A idea is great.

    What is the hardest change you have already made to start reducing debt?
    How will/did you go about defining a budget? Are you looking to cut in specific areas?
    Do you think you will stay disciplined in your debt reduction until it’s gone, or perhaps need some small rewards along the way? How will you stay motivated?

    Thanks and good luck!

  • Reply Jocelyn |

    Are you planning to tackle debt-reduction in an “all-out” kind of style or more of a “slow and steady wins the race” pace?

  • Reply SB |

    Can you put your names in your posts for those readers reading via email. It is hard to know who the post is coming from otherwise. Thanks.

  • Reply Kili |

    What’s your advise to the other bloggers? What would you do if you were in their shoes? Or if it’s too long of an answer maybe do something like advise from one blogger to another who in turn gives advise to the next blogger and so on;
    taking the names like they are listed on the right it could be this way:
    Ashley -> advise for Hope
    Hope -> advise for Jim
    Jim -> advise for Stephannie
    Stephannie -> advise for Ashley

  • Reply Mary from SC |

    How comfortable have you felt when receiving comments from the BAD community regarding your financial thoughts and decisions? Does the thought of being transparent help you make wiser decisions?

So, what do you think ?