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Time to check that credit report…

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Every four months, I check my credit report from one of the three credit reporting agencies. Consumers are entitled to one free report from each agency per year – and I’m not one to let ‘free’ go to waste.

This month: Experian

I discovered the credit reporting agencies are getting a little sneaky. It’s becoming increasingly difficult to navigate these sites to find the free reports. Be careful where you click!


11 Comments

  • Reply Dollar Bill |

    Right, but you can go to the freeannualcreditreport website and easily navigate.

  • Reply Jenn |

    What he said. http://www.annualcreditreport.com is the site you can go to to get your free report from one or all three. Of course, the individual sites will still try to upsell you to your credit score and other things, but at least you start out in the right place.

  • Reply Bucksome |

    This is on my calendar for every four months as well. Thanks for reminding people to check it. I haven’t found errors yet, but you never know!

  • Reply mom |

    Excuse me miss pneumonia, but why are you up so early???
    And please don’t tell me that you just couldn’t wait to check your free credit score! What is a mom to do… Go back to bed dear, that report will still be waiting.

    Hugs, mom

  • Reply AprilFire |

    I just did mine yesterday, at Trans Union.

    @Caitlin: There isn’t a site available that will connect you to both available companies that handle this in Canada. You can retrieve your free reports from Equifax and Trans Union.

  • Reply Eddie |

    Go to the aforementioned: http://www.annualcreditreport.com

    The “Free credit report”.com site (the one with the commercials on TV) is operated by, guess who, one of the 3 major reporting agencies. That one is a buyer beware: note their “Important Information” box about automatically getting enrolled into a “pay fer” service if you use them.

  • Reply John DeFlumeri Jr |

    Thanks for the warning, today every company is looking for a way to make money off us. Free offers are not always free it seems.

    John DeFlumeri Jr

So, what do you think ?