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Posts tagged with: verizon

Phone Cost and Should Kids Pay It

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I think almost every person in debt struggles with the cost of phone service at some point or another. There just don’t seem to be any cheap AND reliable options. And then add to that, the cost the phones these days. Yikes!

The Situation

This was brought to the forefront in our home this week when Princess, who is super responsible and takes very good care of her stuff, accidentally dropped her phone and it shattered. If this was Gymnast who literally breaks EVERYTHING or History Buff who threw his phone to the ground to test the “shatter-resistant” claim, I would think nothing of it, they would just have to do without.  But Princess is devastated and this is highly unusual for her.

Princess and Gymnast have iPhone 5s (I think that’s what it’s called.) I got a really good deal on them earlier this year. I wanted them to have a way to stay in touch, especially since we were moving states and I was beginning to work outside the home.

The mom in me wants to get her a replacement as soon as possible. On the other hand, I want to make better financial decisions.

What are your thoughts?

She does have money, she has a healthy spending account and some savings. I guess my question is do I leave the burden of replacing her phone on her at 13 years old with no regular means of working and earning money. Do I match her in some way? Do I just replace the phone, knowing this was truly an accident and not a pattern at all?

I pay for her service (and her brothers’) and am under contract.The service can not be cancelled to save the monthly fees until she gets a new one. Although I think Verizon offers a way to put the account on hold for a certain period of time, but it extends the contract period.

I am torn. Your guidance is greatly appreciated.


Countdown!

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As most of you know, the divorce can be final as of November 17.  Steve continues to refuse to communicate with me at all.  So stupid.  He needs to demonize me to continue his avoidance of responsibility. None of that concerns me and I cannot control his irrational thoughts. What I can and have controlled is a date certain for this to end.  I set the final hearing for December 19.  Due to a 45-day notice requirement, that was the earliest date.  It so happens that would have been our 3 year anniversary.  So, we wait.  We can still finalize prior to that final hearing date but that will require communication between him and either me or the attorney I’ve hired.

I am once again thankful that I’m a grown up.  Maybe my profession makes me someone who can disagree with others but still be cordial and communicative. Maybe because I was raised to communicate well makes me capable of bridging divides and moving forward.  Whatever it is I am thankful. To be incapable of finding resolution  is a miserable way of life and something I never want to experience.

On the money front, my crosshairs are focused at Bank of America.  Every extra penny, which isn’t much right now, is going toward that stupid credit card.  I’ve made payments as little as $10 just to keep up my momentum.

Oh!  And I fired AT&T and disconnected my home phone.  I only had it bc DS doesn’t have a cell as he isn’t quite ready to keep up with one so on the rare occasion that he’s home alone, he needed a landline.  Well, I didn’t care much about that when in the moment of rage with stupid AT&T!  Long story short, they kept Steve’s email on my entirely new account. When I called to ask them to correct their error I was told that for security reasons they could not.  Done.  Disconnect my phone. I haven’t been that pissed off in a long while. It’s those small moments with irritating issues like this that get me riled up.  Now AT&T will wait for me to pay my $30 balance. Perhaps at $1.00 per month. I’m kidding…sort of.  I also got a new cell through Verizon. I was still on Steve’s employee plan but all ties need to be cut.  My bill will increase by $40 but soooo worth it.

 


The Rebate with Strings…

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After months… OK, over a year… of delaying the inevitable, I finally caved and bought a new cell phone. My phone is several years old – which in cell phone years equates to centuries. I would have kept it, but when the reliability of actually being able to make calls sinks under 50%, it’s simply time to move on.

I went into my local Verizon store and pulled out my phone to show the salesman the level of phone I wanted – aka, a cheap one. He looked at me, looked at my phone, and then replied, ‘They don’t make phones like that anymore. Exactly how OLD is that thing?’

He was incredibly helpful and walked me over to the section of phones that don’t require data, internet, or gps plans. He didn’t pressure me to purchase accessories and helped me choose a phone that worked for my um… ‘discriminating’ taste. Some like to call it cheap, but I think ‘discriminating taste’ sounds more refined.

My phone was ‘free’ after a mail-in rebate.

Today, I received my rebate – a Verizon Visa card. Sure I can use the card anywhere Visa is accepted but what happened to the good ol’ days of checks I could cash? Now I have to figure out where in my budget I can use the card and try my best to spend it all at once so I don’t have to keep a record of how much is left on the card. If I only use part, I have to record the amount remaining and charge the exact amount on the next transaction, otherwise the card will be declined.

They make it nearly impossible to complete the rebate submission information correctly and now spending the rebate will be equally as difficult?!?

It’s a good thing I have another 5-7 years before I need a new cell phone.