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Posts tagged with: stockpiling

No Spend Month by Default

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Needless to say, with my job loss, we are tightening our belts financially…

  1. We’ve stopped our weekly fresh milk and organic food deliveries.  Returning to bulk purchases as much as possible.
  2. All entertainment is out  the window – no going out to eat, movies, etc.
  3. I’ve redeemed all my stockpiled points for items needed while I had the cash to supplement them and so I didn’t lose them.  Items purchased include: stockpile of toilet paper (remember when I ran out of toilet paper?) new winter jacket for one of the twins, ink for the printer, Brita pitchers (2) to cut down on buying water.
  4. Cutting back activities where we can to save on gas costs as all activities have been paid for, so just limiting them…so one robotics practice a week rather than two, etc.
  5. Lots of other little changes….

And that has led us to a No Spend Month!  I have paid all the bills for the month, stocked the cupboard with the help of a friend’s Costco membership (I cut our Sam’s Club renewal,) and have laid out the entire month financially based on what we have going on.  The ONLY extra this month will be Little Gymnast first meet which is up near DC so it will require a bit of extra gas money.

So here is our budget for this month (with all bills paid already:)

  • Gas – $150 (includes some extra for travel to the gymanstic’s meet)
  • Food – $50 (will have to restock eggs, milk and some fresh fruits/veggies towards the end probably but we’ll see, I’m going to try and push it but am prepared just in case)

When I first started reading blogs I followed a mom who did not spend months every year and I was always fascinated by the things she did…so here I am looking for tips on making the food stretch, finding meals I can make for days we are gone all day and looking for free activities we can do to entertain ourselves.

So here’s to November…our No Spend Month!  I’ll keep you posted on how it goes!


Preparing for Winter Weather

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I know this may not be debt related, but we are anticipating our first snowy/icey weather here in the Hampton Roads, Virginia area tonight (last night when you read this, I suppose.)  Originally it was predicted to get here today.  I stocked up last week on food/water just in case since I had a crazy busy weekend with Little Gymnast out of town meet and Sea Cadet’s drill weekend.  Feeling pretty comfortable with where we are at, but thought I’d throw this question out there: What are your must have items for winter weather?

Since I don’t drive AT ALL if the roads are hazardous, I make sure that we are well stocked on all food essentials, plus batteries, flashlights and charge all our electronics fully.  Do you have any must dos to prepare where you are?

We are blessed that we don’t get too much snow here although every year that seems to increase.  As a result of the last couple of years, we are fully stocked on snow pants, gloves, sleds, hats and other warming stuff.  I HATE the snowy stuff, I don’t mind the cold, but the snow and ice is not my thing at all.  This year I’m dreading the dog chores with snowy weather since last year we could just let them out the door…now we have to walk them which normally is no issue, but in snowy, icy, not so much.

Any tips, tricks or ideas for getting through winter?  What to keep in stock, what to ignore? I’m definitely all ears.