Posts tagged with: making good decisions

Re-homing Pets – First Success

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Early on, I got a lot of feedback on the number of animals we have.  And while my financial position and housing options seems to improve there for a while, things have definitely taken a nose dive since losing my big contract in October.  And with that, and the looming move in April, I am once again making some really tough decisions.  Our animals, most if not all, are being re-homed.

Now to be clear, I will NOT put them in a shelter.  But I am open to finding them good homes that will be best for them.  So to that end, we have let those closest to us know (they already know our situation,) and asked them to be on the lookout.

And I’m happy to say, we have found our smallest dog a new home, with which we are all happy.  Mene (short for Menehune, pronounced “mini”) stayed this past week at what will become his new home as a trial while I was out of town training for my new part time job.  We brought him home last night and have received confirmation from the family that they do want to move forward.  Yeah!

I will be taking all the animals to the vet in the next week or so for annual shots and exams, and then they will be ready to move.  It is a HUGE move for me to be ready and open to this.  The kids are all sad, but understand the situation, and I think the method in which we are doing this is a good…as good as it can be.

No solid leads for the other three, but I am hopeful and feel like giving myself four months prior to the move allows me to be picky and make wise, not rushed decisions.

I do not know what we will do if we haven’t found homes before we have to move in April.  If  I’ve gotten a new job and thus housing, it will be fine, but if I haven’t, I don’t know.  So please pray that good, solid homes are found for our beloved animals.  Or maybe even families that would be willing to keep them while we get back on our feet.  But the first option is ideal, after being through the ringer the last few years financially, housing wise, etc. it would be nice to have the responsibility and worry lifted completely for the time being.


The Car

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So I’m here for your advice today. We’ve had our van listed for sale for almost 4 months now, I believe, minus that month it was in the shop was being rear-ended. And while I’ve gotten a few inquiries, but nothing really solid. Then this week, I had a super low ball offer…like 33% less then what I’m asking…no thank you!

Being a commercial vehicle, it’s harder to place a value on it so I went to my bank and asked their help. They valued it at about $25K. I own right at $27K.

So here’s the question…do I continue to list it for sale and just keep on or do I explore downsizing to a used car and perhaps roll the portion I am “upside” down into a new auto loan? I’ve looked (just online) at used cars and I see two viable options:

5+ year older Honda Element
Plus: Price around $12K, great gas mileage, low maintenance
Down: Only seats 4, there are 5 of us. But we do have the ’96 Honda Accord that seats 5 and is paid off. History Buff will get his license in March. Would have to rent a vehicle for any longer distance driving, which we are certainly not doing alot of but it will happen on occassion.

4+ year older Honda Pilot
Plus: Good gas mileage (much better than current vehicle,) low maintenance based on reputation, 3 row seating so seats all of us and some extras when needed (which we actually have ALOT)
Bad: Price around $18K, and I HATE 3 row seating, it’s very inconvenient for getting in and out.

I’m certainly not rushing into any decision. And as mentioned on several occassions recently, I don’t really trust my judgment. So I’m asking for your opinions.

Just a refreshed on current vehicle situation.
Car #1: New, Financed, large commercial van that I purchased to accomodate our growing family. Currently financed $27K, insurance runs about $100 per month, taxes are about $400 per year, monthly payment is $696. Regular oil changes and tire rotations, no other maintenance expected for forseeable future.
Car #2: Older Honda Accord, in good shape, owned outright. Insurance about $20 per month and taxes will be around $50 year. Just got inspection and oil change, will need new tires and to recondition headlights in coming months but no other maintenance known. This will become the twins car as they get their licenses (starting in March.) Oh, and it is a stick shift which I have VERY limited experience with.

Ok, I think that gives you all relevant information. What do you advise?