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Posts tagged with: frugal mom

The End of a Decade plus

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Hello BAD Community, I apologize for my long absence. I’ve visited often, with the thought to write an update, but never seem to focus on something to write about.  We are fully settled into small town life in Georgia, our lives in Virginia settling into mostly fond memories.  I think Gymnast still struggles the most.  Change is hard for everyone, but I know the kids are resilient and in time will find their groove here.

Not much has changed as far as busy-ness from my last update (you can read it here .) I’m still working all my jobs and continuing to pick up odd jobs (primarily from previous customers – websites, etc.) Since we had gotten rid of EVERYTHING over the last couple of years, it took a little while to fully furnish our home.  The last big purchase was a used washer and dryer with a one year warranty for just at $500 for the set delivered.

It’s been nice to be in our own home again after 2 1/2 years of tiny living and then glamping. I certainly do not miss either of these living spaces, but there are a number of things that linger.  First, we are still very much minimalist.  There is  nothing in our home that is not used every day.  As a result, our approx 1200 square foot home feels large because it is not cluttered.

We spend a great deal of time in one room – our eat in kitchen. I know it’s always called the heart of the home, but I think we take that to the extreme.  We school in there, eat in there, I work in there and we hang out in there doing crafts and playing lots of board games.  So much so that I’ve decided to divide the boys (Sea Cadet and Gymnast) from the bedroom they are sharing and move Sea Cadet into the living room (it has a door) when Sea Cadet returns from his summer away working at summer camp.

The frugal habits that we were forced into because of being completely broke are now in our nature.  While I do grocery shop once a week, I typically spend less than $100 and just purchase fresh produce and milk, etc.  (We buy meat in bulk at Sams Club and keep it in the freezer. The 20lbs of frozen chicken breast, 2 family packs of pork chops, 1 roast and 10 lbs of ground beef I purchased in April have lasted us and we will probably go another month or so before we need to restock.)

We are spending our “free” time visiting small towns around us, free festivals and lots of live music. I say free time loosely as I still work the bulk of every day between my full time job and my part time jobs.  The kids are asking more frequently when I will slow down, but as of now, I haven’t made definitive plans.  I keep thinking/saying the end of the summer, but I’m not certain I will.  I just don’t ever, ever want to go through what we’ve been through again – ever!  The money is nice but even moreso, the security of knowing if one jobs fails, I have the others.

I still have not sat down and come up with a budget…I keep saying I’m going too.  And I am. Soon. I’m continuing to save 10% of all income in a hard to reach account. And I guess  most impressive to myself, is that I’ve continued to control my travel bug.  I think fear more than anything is guiding my financial decisions.  Which I’m sure is not healthy, but right now, it’s working.

I promise to write a more finance oriented post soon.  We are doing well. Sea Cadet leaves this week for the summer (returning to the camp in VA where he will work as a Senior Camp Counselor through August.)  When he returns, he will be attending the local community college under the GA MOWR program for his last year of high school, focused on pursuing an EMS certificate.  Princess continues to work hard at her academics, and is ready for collegiate classes in some subjects, but not old enough to attend the local community college.  I will have to address that soon.  Gymnast continues to train and will move up another level this fall.  The two littles are looking forward to going to camp this month for two weeks.  I am looking forward to that as well, no kids, two weeks.  I may even treat myself to a day off, but have made no plans for that yet.

 


How to be a Frugal Mom and Still Buy Pampers

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By Sleeping Mama

This is a guest post: “Sleeping Mama” is a 30-something mom to a two-year-old little boy. Her blog, Sleeping Should Be Easy, chronicles the day-to-day life of her toddler, from proud moments to challenging days and everything in between.

I buy Pampers instead of generic, shop at a farmers market, and buy new toys for my toddler. Despite all that, I still claim to be a frugal mom.

How? By choosing to spend on what’s important to my family while aggressively cutting back on what’s not.

Take diapers, for instance. We tried several brands and even considered cloth diapers, but Pampers won my baby’s heart (and bottom). If I ran my budget strictly by the numbers, I would have insisted on buying the least expensive brand, regardless of its performance and ease. Instead, I’m willing to spend more on what works for us and find ways to lower costs as much as possible (I buy Pampers in bulk online using my credit card rewards mall, which gives me an extra 15 points per dollar for that particular online store).

Buying organic food is another example. We shop at the farmers market so for several reasons—to support local communities and eat tastier food among them—but we limit how much we spend per week (that $30 fish would just eat up our budget!) and use most of our purchases to cook at home.

Frugality is a lifestyle, and like any long-term lifestyle, needs to be sustainable. Yes, we could deprive ourselves and live bare bones, but that mindset will hardly go far and is likely difficult to maintain. Instead, we’ll gladly pay the cost of something we enjoy (assuming that it doesn’t eat up most of our income) and skimp on everything else.

So while diapers and food remain a high cost for our family, we’ve tightened our budget on a few other categories:

We frequent the library

Every week I borrow at least six library books for my toddler to read. I can run a search through my library’s website, place holds on the books I’m interested in and pick them up at my convenience—all for free! If my toddler isn’t interested in particular books, I don’t have to worry about buyer’s remorse since we don’t own them. We still buy him books, but at least he’s “test-driven” them before we even spent a dime. The library also hosts free children’s events such as story time or musical performances that we’ve attended.

We cook at home

We hardly eat at restaurants and rely on home-cooked meals. Since we don’t mind spending time in the kitchen, we’re able to save quite a bit, especially since we use leftovers for lunch at work the next day.

We hang out at the park and find free entertainment

My toddler loves going to the park, whether it’s to run on the grass, climb around on the playground, look for pine cones, scoop some sand, or even simply sit and pick flowers from the ground. We’ve gone to practically every park there is in our city. We also find free entertainment or venues: parades, festivals, free museum days. Even shopping centers offer free playgrounds or fountains (if you can avoid walking into the stores!).

We don’t drive fancy cars

When the time came to replace my dying Corolla, we were tempted to take the money we’ve saved and use it as a down payment for a fancier (or even larger) car. But we had enough money saved that would have allowed us to buy another basic Corolla with cash, which is what we did. For us, we just wanted a car that functions and provides basic comfort.

We look for promo codes and printable coupons

Although we buy our toddler new clothes, we opt for lower-cost brands and look for promo codes or printable coupons. Any time I shop online and there’s a field to enter a promo code, I’ll quickly google the store’s name and the words “promo code” to see if anything comes up. Or if I’m planning to go to the actual store, I’ll google the store’s name and “printable coupons.” Usually there’s a code for free shipping or a coupon for a percentage off your purchase.

We don’t buy our toddler too many toys and gifts

This past Christmas, we bought our toddler one gift—and it cost $16. For his birthday, we didn’t buy him any gifts and instead threw a little party with his immediate family. Children don’t really need too many toys and gadgets. I even think boredom is good for them since it forces them to crank up their imagination. And when we do buy him a toy, we’re almost always sure he’ll love it (because we know what he’s interested in) and they’re usually good-quality, long-lasting toys.

What’s important to you?

Our expenditures may be similar to some families while completely opposite for others; neither is necessarily more frugal than the other. So long as you’re clear about your priorities and your budget has room, you can continue spending on what matters to you and cut back on those that don’t.