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No Spend Month by Default

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Needless to say, with my job loss, we are tightening our belts financially…

  1. We’ve stopped our weekly fresh milk and organic food deliveries.  Returning to bulk purchases as much as possible.
  2. All entertainment is out  the window – no going out to eat, movies, etc.
  3. I’ve redeemed all my stockpiled points for items needed while I had the cash to supplement them and so I didn’t lose them.  Items purchased include: stockpile of toilet paper (remember when I ran out of toilet paper?) new winter jacket for one of the twins, ink for the printer, Brita pitchers (2) to cut down on buying water.
  4. Cutting back activities where we can to save on gas costs as all activities have been paid for, so just limiting them…so one robotics practice a week rather than two, etc.
  5. Lots of other little changes….

And that has led us to a No Spend Month!  I have paid all the bills for the month, stocked the cupboard with the help of a friend’s Costco membership (I cut our Sam’s Club renewal,) and have laid out the entire month financially based on what we have going on.  The ONLY extra this month will be Little Gymnast first meet which is up near DC so it will require a bit of extra gas money.

So here is our budget for this month (with all bills paid already:)

  • Gas – $150 (includes some extra for travel to the gymanstic’s meet)
  • Food – $50 (will have to restock eggs, milk and some fresh fruits/veggies towards the end probably but we’ll see, I’m going to try and push it but am prepared just in case)

When I first started reading blogs I followed a mom who did not spend months every year and I was always fascinated by the things she did…so here I am looking for tips on making the food stretch, finding meals I can make for days we are gone all day and looking for free activities we can do to entertain ourselves.

So here’s to November…our No Spend Month!  I’ll keep you posted on how it goes!