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Crappy A/C Situation

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After taking the day off work and dealing with sweltering heat (inside our home was 90 degrees), I was able to have two different A/C companies come out to look at the damaged A/C unit and give me their opinions. Folks, the news was not good.

Our brand new unit, not even two years old (put in as part of negotiations when we bought our house) is totally shot. Done-zo. The first repair guy thought the unit may have been struck by lightening. The second repair guy thought it was blown due to a power surge. We had some flooding with a recent monsoon that would’ve partially submerged the unit and the guy think it caused a power surge that blew the whole unit. Both companies agreed we would need to replace:

  • compressor & compressor plug (which was blown right off the compressor)
  • condenser coil

In addition to these, we’d have to fill the Freon, use an acid neutralizer, and I don’t know….give our first born child??? Ugh, typing it here it doesn’t seem like a long list but one repairman referred to the compressor and condenser as the “heart and brain” of the A/C. Both said it’d be better just to replace the unit all together. But we just can’t afford that. So we’ll repair it instead.

We thought about trying to file a home-owner’s insurance claim. We do not have a home warranty, but lightening is covered through home-owner’s insurance. Flooding, however, is not. It was a separate policy that we declined.

Since the unit is still super new, the main parts are covered (which, I was told, run about $2,000/each, so we really luck out there!). But for the items not covered by warranty (like freon, acid neutralizer, etc.) and the labor to do all the work, we’re looking at about $1100. Oh yeah…..and the condenser coil has to be ordered direct from the manufacturer. It takes TWO WEEKS to arrive. We agreed to pay a $150 rush charge, which will put it here in 5 days. But that’s still FIVE DAYS with no working A/C in the middle of a Tucson summer where temperatures are predicted to be up to 111 degrees!!!!

Not okay, folks.

We started to initiate a home-owner’s insurance claim (when we thought the damage was due to lightening), but I think we’re going to just close it out and pay ourselves. If the total ends up being about $1200-1300ish (that’s the estimate + rush charge to get the part here faster), it doesn’t really make sense to file a claim. Our deductible is $1,000 and I don’t think having the extra $200-300 “benefit” would outweigh the cons of having our insurance go through the roof and having a claim on our record. Is that what you guys would think? I’m open to suggestion here, head still a bit reeling from taking in the news that our brand new A/C unit is totally shot.

We still have the issue of being displaced for the next 5-6 days, too, though. We stayed in the house last night and it was one of the worst nights’ sleep of my life (taking me straight back to the day of having twin infants type of no-sleep). It was 88 degrees for most of the night, but it’s hot stale air. It felt suffocating. We all slept downstairs (the bedrooms are upstairs, but the upstairs was at least 5 degrees hotter than downstairs), and we all tossed and turned and sweated our butts off. It seriously felt unsafe and I’m not going to do it again.

I already booked a hotel to get us through the weekend (Fri & Sat nights). That’s another $100/night. This is serendipitous timing, but one of my old friends from grad school is moving back to Tucson on SATURDAY. He bought a 3 bedroom home but is a single guy so he has tons of space and not a lot of possessions to fill it. I already reached out, “I know it’s stressful timing since you’re going to be in the middle of a move…..but could we bring over some air mattresses and crash for a few days if needed????? Oh, and welcome back!!!! 🙂 ”

He agreed and said he’d be happy for us to stay. I hate to put a friend out like that, especially in the midst of their cross-country move. But he’s literally the only person I know in town who even has the space to house a family of 4. I’ve had a couple friends say they’d take the girls, but at this point (they’re 6), they still haven’t even had a slumber party and I’m kind of scared of/opposed to the idea. This is a bit different since it’s a safety related thing. Oh friends…I think you can see I’m kind of all over the place here, grasping at straws and trying for any reasonable band-aid of a solution to get us through the next week until our A/C is in working order again.

So that’s the update. Right about $1300 out of pocket (could be much worse, but the main A/C components are all warrantied). Even so…we literally don’t have an extra $1300 sitting around. Our “EF” right now is like $500. So this is a huge hit. I’m going to have to figure out something to move money around. It’s really bringing to light our dire financial situation. Obviously that will be the point of future blog posts but for now I’m trying to figure out the immediate crisis at hand. Our broken A/C.

Any thoughts or suggestions in terms of whether to try to file a home-owner’s insurance claim (again, we’re leaning against it….not sure it’d even be covered, but I’d like your thoughts) AND what to do in the meantime while we wait for the unit to be fixed? We’ve also thought of renting a portable unit – it wouldn’t help the whole house but might allow us to “camp” in the living room and sleep comfortably there? Thoughts? Ideas?

Back to School Supplies

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It’s back to school time around here. Wow, did summer go by quickly.

This will be our first time ever being involved in all the hoopla surrounding this time of year.

Back to School Clothes

I’ve got open houses to attend, school supplies to buy and well, I’m not really sure what else to expect.

Clothes? I remember always wanting or having a new outfit for the first day of school. But as homeschoolers we have always done our shopping around the seasons ie weather. I would prefer to keep it that way.

Since neither of my two younger kids needs new clothes at this time of year, I think we will wait. They haven’t brought it up so I won’t.

Back to School Supplies

The local stores are already overflowing with school supplies. Rows of backpacks greet me when I walk into the local Wal-mart.

From what I understand, I will receive the school supply list at open house. This occurs one day before school starts.

back to school supplies

Neither Princess or Gymnast need new backpacks, but I’m not real sure what to expect cost wise for the “supplies.” I’m sure the kids will have some specific requests, but I would really like to keep the costs in check.

College Costs Covered

Sea Cadet will be continuing his EMT program at the local community college and living at home. We are all going to drive up in 3 weeks to pick him up and will spend a day with History Buff before we return home. (It will be the first time we’ve all been together in almost 2 years. I’m so excited!)

All of Sea Cadet’s college costs have been covered by grants. And he will be living at home. That takes a HUGE load off financially!

What do you for back to school clothes? Tell me what are the biggest challenges when it comes to school supplies. Frustrations? Guidance for me?