“Misc” Archive
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The beautiful spring weather has inspired me to spend more time outdoors in my yard. I’m working with the plans drawn by the landscape architect at the free garden show to create an inviting space.
I excitedly went to our local nursery and realized the 15 bucks I budgeted for landscaping each month would allow me to complete my dream backyard sometime in 2037.
Um. Someone forgot to tell me how expensive plants are.
Disappointed, I went to work and lamented to a co-worker about my landscaping situation. She sweetly offered me some cuttings of her plants – several of which were on the list from the landscape architect. While we were talking, another one of my co-workers walked by and joined the conversation. He suggested I contact local garden clubs including water saving cactus clubs. He happened to be moving and offered to bring in several of his plants that matched my list. Let’s just not tell these generous co-workers about my history of plant killing OK?
Inspired, I can home and did some research and thought I’d share it with you.
I found several garden clubs – some of which offer spring plant sales.
Our local college offers a degree program in Ornamental Horticulture. Students grow plants and sell them for less than half of what they retail for at nurseries.
Our local dump (should I be politically correct and call it a ‘Solid Waste Disposal Site’?) offers high quality mulch in several different colors and sizes. If you are willing to load it yourself, you can save a fortune.
And perhaps the most odd place to find plants… our local 99 cent store!
Any ideas I missed? Where do you get your plants?
Sometimes you read something and it makes you sick to your stomach.
A 34 year-old Walmart temp employee was killed by Black Friday shoppers when they rushed into the store and trampled him.
Like I mentioned, it makes me sick to my stomach. Those people wanted deals so bad that regard for human life went out the window. I don’t get it! What is so important about stuff that you trample people to get what you want? I think there is plenty of blame here. There could have been more security, there could be a different system for controlling crouds – but it all comes back down to the people outside of those doors. Their behavior was unacceptable and I hope they are held accountable for what they did. It’s just stuff!
If anyone from that man’s family happens to read this, I offer you my deepest sympathies for your loss.
I have to thank Frugal Babe for this awesome tip on how you can help a school and it doesn’t cost you any extra.
Since we have a son in school, we are familiar with the Box Tops for Education program. You clip the coupons from products that have them. Give them to your school and then they will receive 10 cents for each one submitted. We have collected some for the school, but we mostly make things from scratch now and we rarely come across the box tops. But there is another we can help.
If you go to BoxTops4Education.com, you can sign up and then shop at their marketplace. A portion of your purchase will go towards the school of your choice. There are many retailers in their marketplace – maybe one of the places you like to shop online is listed.
If you were going to shop there anyway, it’s an easy way to help a school.
As I mentioned earlier, here is the announcement for the search for the blogger who will continue on blogging away their debt after we are done paying off our credit card debt. The new blogger and I will actually be blogging together for a while so you won’t be alone while you get the hang of things. I’m also available for support and questions – even after I am done blogging on here.
If you are interested, please follow the directions below for more information.
Blogging Away Debt Blogger
We are searching for someone who is in debt to blog about their debt and their effort to reduce it with honesty and frankness. If you would be willing to blog about the successes, the failures, the goals and the obstacles as you work your way out of debt, we may have a quality writing opportunity for you.
There will be a small amount paid for this position, but this position probably won’t be of interest if your main focus for writing is to make money. It does require a commitment of making 4+ posts per week. Writing experience in the past is not necessary, but basic writing skills definitely are. More important than past writing experience is your willingness to share your experience honestly with the readers and the observations you make along the way. You can blog under an assumed name if you desire.
If you think that this might be of interest to you, please email me at info@savingadvice.com with the subject “Debt Reduction Blogger Position” to get more detailed information about the spot. We will be accepting emails from those interested through Monday, October 13.
We will get back to everyone that is interested in more information on October 15th or so once we have received emails from all those interested.
Can’t help but share. I laughed until I cried…
You think debt can sneak up on you? Check out this little guy:
No, that’s not a typo up there. If you participate in ABC’s Wife Swap show, you get $20,000 at the completion of taping. I noticed an announcement a while ago and tried to get the hubby interested in the idea, but he doesn’t want to do something like that. I thought we would be an awesome family…
We have a bit of credit card debt
We live frugally
We live in a rural setting
We live in a smaller house, and are even looking to downsize that
We have a non-traditional husband/wife roles
We both work from home
We have one car
We are not big on the social scene
I do think it would be interesting to swap lives for a little bit. It would provide a different perspective and we’d probably learn a few things. At the same time, though, I know how television works and it’s all about the drama. Not sure if I’d enjoy that part of it. While the money would be awesome, Wife Swap probably isn’t for us.
If you are interested in something like this, they are currently looking for people according to this post at WAHM.com. The contact info is over there. It was posted the 19th – I’m guessing the post will disappear when they receive enough responses.
Tomorrow is the deadline to enter the FNBO Pay Yourself First Challenge. There’s a bit of money on the line. In fact, the grand prize winner will bring in $13,000 when it’s all said and done.
*sigh*
I’ve been trying to make a video using iMovie, but I am not very creative in the movie-making department. I can make a mean cherry picker and I was able to combine green and purple for the colors for this blog, but that’s about it for creative ideas from me.
We’re also pretty boring when it comes to what we want to save for. There’s no real goal except to have a lovely cushion of cash so we can sleep better at night knowing it is there. Let’s see…if we won the $13K we’d pay off the rest of our debt (about $8K) and that would leave $5K for savings. Add that to the almost $4K in there and we’d have $9K.
I still am not used to the fact we have over $3K in a savings account. I can’t even imagine having close to $10K!
I’m hoping a creative idea will come to me tonight. If not, I guess I will not be entering the contest. There are already some really creative videos there. By the way – have any of you entered the contest? If so, please leave a link to your video in the comments. I’d love to see them!
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About This Site
My Debt
- Original Debt: $97,293.06
- Paid: $1,927.89
- Remaining: $95,365.17
- Emergency Fund: $1100
- Broken Down
- Line of Credit 2: $0.00
- Line of Credit 1: $0.00
- Credit Card 1: $0.00
- Credit Card 2: $245.00
- Credit Card 3: $405.00
- Credit Card 6: $1,785.00
- Credit Card 7: $2,381.17
- Consolidation Loan: $11,000.00
- Credit Card 10: $14,519.00
- Auto Loan 1: $16,093.00
- Credit Card 11: $23,873.00
- Auto Loan 2: $25,064.00
Finance Blogging Buddies
- Beachgirl’s Budget Blog
- Becoming and Staying Debt Free
- Boston Gals Open Wallet
- Debt Free Hispanic
- Debt Kid
- Debt Reduction 101
- Dual Income No Kids
- Everybody Loves Your Money
- Financial Hack
- Free Money Finance
- From the Brink of Bankruptcy
- Generation X Finance
- GRACEful Retirement
- Grad Money Matters
- It’s Your Money
- Josephsangl.com
- Kick Debt’s Butt
- Lazy Man and Money
- Low Income Life
- Make Love Not Debt
- Mapgirl’s Fiscal Challenge
- Mighty Bargain Hunter
- Money, Matter and More Musings
- My 1st Million at 33
- No Credit Needed
- One Million and Beyond
- Personal Finance Advice
- pfblogs.org
