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My Husband Quit His Job


UPDATE My husband did ask for his job back, but changed his schedule to work during the week. The extra money coming from his income was hard to give up in light of our debt reduction situation.


My husband came home from work on Saturday and told me that he gave his notice at work. It has been something that we have discussed him doing, seeing as though I am working a few different jobs right now and he should really be focusing on developing his business and getting more clients.

I just didn’t know he’d was going to do it so soon, and when he told me, I had to catch my breath.

I want him to do it, and I want his business to succeed. At the same time, I get the feeling of uncertainty in my stomach. My husband’s income contributed about $500/month to our total income and it has been helping to pay more towards our debt recently. We will no longer have that, so I have been busy taking a look at all of our expenses and running various scenarios in my head. Where can we cut? Are there any monthly payments we can eliminate right now to free up extra money per month? May 31st is his last day, so I do have some time to think things through.

I believe in my heart this is for the best, but with any great leap of faith…it’s tough.

Here it Goes – Here’s How Much I Make


UPDATE: 6/24/06
Projected 2006 – $45,000


I was reading some blogs and I came across Madame X’s topic about why she believes in revealing her income.

I have to add that I think it is a great what she is doing. At the same time, I can see why other pf bloggers are hesitant so reveal such personal information.

I have eluded to what my family’s income is in a comment I have made within my blog – but I am inspired by her to just put it out there. Why not? It will give you a better picture on my financial position.


Projected 2006 – 40,000
2005 – 26,000
2004 – 28,400
2003 – 27,400
2002 – 23,700

I have to say projected because who knows what the future holds. I have worked some overtime lately so it could be higher. Or, I could be laid off tomorrow. But, at this given moment – that is what we are making (both my husband and I work).

So, when I say my mortgage is $337.00 – you can see it isn’t too bad with what we make. We’ve never really considered ourselves poor and we make do with what we have. Now – we both say that we would be rich once our debt is paid off because we would have so much extra a month for other things (about $1300/month). πŸ™‚

It also should be noted that I don’t live in a big city and I live in a fairly rural area. So my cost of living isn’t as high.

So, there is is. I feel a bit naked – so I better get some more clothes on πŸ˜›

Technorati Tag: income

A Reward for all of my Overtime Lately


I’ve been working ALOT lately, and finally I was able to do something with my money towards my debt. I was able to pay $1,000 towards my biggest credit card, credit card #2. It felt so good to complete the transaction.

Unfortunately, I will only be paying off part of the remaining $1200 from a previous balance transfer where the rate was 1.99%. So, I haven’t hit the big chunk subject to 16.9% sitting on that card.

Once I get my tax return completed and receive my refund, I decided that it ALL is going towards credit card #2. I like to refer to that card as the beast that needs to be tamed. And, I have a plan – which I will explain further at a later date when I have more time.

Right now I better get to work.

Technorati Tags: credit+card, debt