“job loss” Archive
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Throughout this year, and likely into the next, I will be shipped off for work training. These training modules run anywhere from a day to two weeks and are scattered across the country.
I’m excited about the training. It’s new, it’s interesting, and it allows me to see states I’ve never been able to visit. But… with this excitement comes a pretty high level of perfectly legitimate terror.
These training modules are conducted by high ranking federal officials. Officials who could oh, say, re-evaluate your taxes, make your job disappear, or… make YOU disappear.
I had ONE goal (OK two goals if you count ‘learn something’ as a goal), don’t let them learn my name. I figured in a sea of 40 trainees, it wouldn’t be hard. Blend. Easy right?
‘Alright guys, I’m going to bring an unlucky staffer up here and we’re going to dissect federal regulations together. I want to see how much you know your stuff’ the trainer said as he wandered the front. He glanced around the group while I silently prayed, ‘Please God, not me.’
‘Rebekah! You are the unlucky victim!’ he said with a smile after reading my ID badge.
Of course.
Thankfully, his questions were fairly easy and I think I was vaguely able to cover my terrified knocking knees.
Naturally, I thought I would be in the clear for the week.
Naturally, he continued to call on me every day – and some days, I was the ONLY person he called on.
‘Rebekah, since you’re so great at federal regulations, let’s check your algebraic skills!’
‘Rebekah, would you like to share your feelings on state regulations?’
By the end of the training module, I was ready to move my chair to the front to save time. On the last day, he asked if I was attending the next scheduled course. When I told him I was, he smiled, ‘Good.’ He paused then said, ‘Look, I hope you don’t think I’m picking on you. On the first day, I gave you a question that throws everyone off, but you got it right. I wanted to see if there was something you’d miss but you didn’t miss a step the entire week. It’s refreshing for trainers to see that. See you next time.’
My feet didn’t touch the ground for a couple hours.
When coming off the low of job loss, it’s hard to feel like you matter anymore. You apply for jobs and spend hours trying to sell the fact that you have value. And even when you get a job, especially a job several levels lower than you were before, you wonder if your work life will ever return to ‘normal’.
It will.
And, I guess in this case, I don’t mind if the feds remember my name.
One of the unavoidable – and sometimes most painful – steps in the journey to become debt free is setbacks.
We had been looking forward to becoming debt free in about 12 months, but our schedule has been delayed due to the bout of unemployment. I could tell you that I’m not disappointed… and I could also tell you I was excited to see my check engine light pop on this morning – but I’d be lying.
Setbacks and adjustment are just a part of the journey.
How are we dealing we ours?
Rather than jump straight into reducing debt, we are going to rally up our depleted savings. Depending on my husband’s actual start date, we should be back up in about 2 months. After we have a stable amount, we’re going to jump right back into the fight against our debt.
The good news? My husband will start working at construction prevailing wage rates in February or March. Prevailing wage rates are higher than he is currently earning and should help us get back on track faster.
As expected, my husband was offered his old job back. He will start January 4th.
For the first time in two and a half months, I’m going to sleep very well.
Looks like we can start to chip away at our debt again. Woo Hoo!!
My husband’s previous employer called today and asked if he could come by the office tomorrow.
Either:
A.) My husband didn’t clean out his desk entirely and they want him to pick up his belongings or…
B.) He may have a job.
Let’s hope for ‘B’ shall we?
When my husband first lost his job and I wrote about further ways to reduce my finances, a few readers gently pointed out that it looked as though I had missed making those cuts on my initial reductions for my debt free journey.
The truth is…
I didn’t.
I have two simple choices when it comes to reducing my debt. I can sprint or I can marathon.
I am currently sprinting. I’m pushing, giving it my all, and taking no breaks. Unemployment is forcing me to take a hard look at every dollar. There is no dinner with friends, no movies at theaters, no new clothes, no dental insurance, no doctor’s appointments, nothing. There is no waste.
Sure I could even go further. I could eat bread and water and be debt free faster. I could sell my car and bike to my bus stop in the dark and be debt free faster. I could stop wearing make-up, shower once weekly, and leave my electricity off and be debt free faster.
But my weariness would grow at the same sprinting pace and I would burn out before my balances ever read zero.
I can’t sprint forever and once my husband is employed again, I plan on slowing my pace to what is was before his layoff. Every once in a while, I think it’s OK to buy a $6 burger during happy hour at a nice restaurant. Once every few months, I like to buy my husband a bag of his favorite coffee.
This is my marathon. Sure, some folks will be faster and others will be slower but I’m running this debt marathon to finish – not to burn out before I see the finish line.
Are you sprinting or marathoning?
The company my husband worked for prior to his layoff received a large construction project contract. This means he could possibly be rehired by February 2010.
I’m still angry about the events surrounding the layoff and would prefer he tell them where they can shove their job offer but there would be hundreds, if not thousands, who would gladly take his spot. On top it that, the position pays prevailing wage – which is nearly twice his normal earnings.
So, here’s to hoping. Here’s to health care, a steady paycheck, and a good night’s sleep.
I’m hoping for the best.
We’ve been waiting for a check from unemployment for 4 weeks… and we’re still waiting.
Don’t get me wrong, I understand government paperwork – heck, I process it every day as a government employee! But I think it’s important for everyone to be prepared.
Here’s a head’s up to those who think they may lose their jobs…
save to survive longer than 4 weeks.
Am I alone in this? Anyone else waiting for all of eternity?
We’re still coasting through on savings and odd jobs – and I am grateful we were prepared.
About This Site
My Debt
- Original Debt: $38,495.86
- Added Debt: $1,781.50
- Total Debt: $40,277.36
- Paid: $36,084.36
- Remaining: $4,193.00
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