“health” Archive

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Germ Avoidance…

I’m officially ‘that person’.

‘That person’ who crazily walks around with tissues to open doors and leaves a shower of Lysol in her wake.

Before you harass me about my germaphobic ways, remember I work with the general public. San Diegans are passing around the Swine Flu like a delicious piece of gossip.

I wouldn’t be quite so crazy but Thanksgiving is next week. If I have to spend my four days off in the hospital, I’d rather it be from a gnarly fall off a mountain face that bested me than from a virus that originated in an animal I don’t particularly like – even when served for a Christmas meal.

Plus, as the year ends, we’re all getting low on personal hours and no one can afford a day off. My co-workers spray the sick folks with Lysol like they’d spray a thug with mace. If someone collapses, we call poison control and haz-mat – not 911.

I sneezed this morning and my co-worker nonchalantly hummed Billy Joel’s ‘We Didn’t Start the Fire’ while spraying me with an anti-bacterial aerosol like she was disinfecting her toilet. I probably wouldn’t have minded but… all that mist makes my hair frizz.

I need to stay healthy. I need to stay working. I don’t care if I look silly.

It’s a dog eat dog world during flu season.

Posted by Beks on November 19, 2009 at 5:00 AM in health | 12 Comments »
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Health Insurance Clarification…

I really appreciate the advice my readers gave about health insurance. I’m going to research the COBRA assistance program (I didn’t even know it existed). I also didn’t think about getting health coverage through his school. After some research, I discovered his school does cover basic medical services, radiology, laboratory services, injections, prescriptions, physical therapy, and limited urgent care at a greatly reduced cost (we pay a fee with his tuition for this service but have never used it). A hearty THANK YOU for the ideas!!!

We should be able to qualify for the COBRA assistance based on the requirements of the layoff date and I’m hoping to be able to combine this coverage with the reduced cost services at his school.

If in the crazy event, the COBRA assisted coverage doesn’t work out. We’ll have to go without. As I said before, the money simply isn’t there – but we are fortunate to have at least something through his school. Yes, my husband could possibly suffer an illness not covered by the student hospital that could cost thousands of dollars but if we chose to pay for health insurance and skip our mortgage payments we would SURELY default on our loan and our home value is 135K less than we could sell it for.

Possible health problem OR definite mortgage default and foreclosure resulting in a 135K shortfall.

At this time…it’s an easy decision.

Thank you Gina for the reminder. The student hospital will really help us in the event something happens. And thank you to those who opened my eyes about the COBRA assistance. I had no idea!!

Posted by Beks on October 21, 2009 at 9:51 PM in health | 5 Comments »
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