Success! Today is pay day! We made it to the end of our No Spend Week, only spending the $13 I had planned for fresh produce and milk (though we ended up just making do and didn’t buy additional milk, the money got spent on produce, juice, and children’s medicine).
Thankfully, the girls were well enough to go to school today. It’s so odd because I was pretty worried about them on Wednesday afternoon/evening (they’d been sent home from school on Wednesday). They each had fevers of just over 102 degrees F!!! Super high! So I was quite surprised when they woke up Thursday morning acting totally normally! I had to keep them home because the rule is they must stay home until they are fever-free for 24-hours. But by lunchtime on Thursday they were running around acting totally wild. I was glad they weren’t feeling icky, but it made for an interesting day since I was trying to force them to rest and they were just bouncing off the walls with endless energy. Wish I could bottle up their energy and insert it into myself! Ha! I guess that’s what my homemade pumpkin spice latte is for, lol.
Anyway, I did get paid today (so I’ve got money!!!!) and that was my original goal of the No Spend Week – just make it until payday! But I’m going to try to make it a couple more days. I don’t want to spend any more money on groceries this month, so I’m going to wait until Sunday (October 1st) to do the weekly grocery trip. We still have plenty of food in our pantries and freezer and with hubs out of town and each child only eating the equivalent of ½ an adult portion (less food, overall), I think we’ll be able to make it just fine. I must admit I’d like to eat out just for convenience’s sake, but I’ll put on my big girl panties and hold out 2 more days until the new month begins.
I know I still haven’t really addressed the big elephant in the room: what caused us to take on more debt and put us in this situation to begin with. To that, I just ask you to be patient with me. I applaud Hope for putting herself out there, talking about the car (and the wreck!), etc. It’s tough to put yourself out there like that to the entire blog-world, especially when you know you’ve messed up (or instead of using the general “you” I’ll take ownership and say I. I have messed up.). I do have a post in the works with more information about all our over-spending, but I’m not ready to share it all yet. Bear with me. I promise I’ll share soon – when I’m ready.
In the meantime, I’ve been zeroing in on some areas where our spending has really become inflated. One big one is with FOOD! This week was such an eye-opener for me. Being able to get by just on food we already had on-hand (especially given that the no-spend-week was totally spontaneous and unplanned!). It’s been tough in terms of commitment. I have so many excuses (I’m tired, I don’t want to cook, The dinner I planned doesn’t sound good, etc. etc. etc.), but ultimately, when faced with the reality that WE HAVE NO MONEY, there’s really nothing to do other than zip my lip and figure it out. And it was surprisingly much easier than I’d expected.
I mentioned before I’ve started doing the cash envelope system again. I’ll write a whole post dedicated to that. I know my posts this week have been very food-heavy (given that it was all about what we’ve eaten during our No Spend Week). I’ll try to have more balance but I think there are probably a LOT of families out there like mine. Spending WAY too much money on food. Like…..over a thousand a month!!! EEEK!!! Can you imagine?! (< that figure was just from groceries, too – it doesn’t even include eating out!). The month of September I was determined to slash that number and I’ve done quite well with it so I’m proud. With any luck, next month will be just as successful!
How much do you budget for groceries in your family (and how many people do you feed)? When I first started blogging we were able to get our grocery bill to $100/week (but our kids were young toddlers, so the $100/week was really only feeding 2 adults). Now I’m aiming for $150/week, which is a HUGE decrease from our previous level of spending over the last year-ish. The $150/week is for 2 adults and 2 school-age children, and includes everything from the grocery store including non-food items (e.g., toilet paper, over the counter medicine, face cream/cosmetics, etc.)