“Debt Updates” Archive
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How did I celebrate the payment? With a nice bottle of Black Roster Italian wine…
and by nice, I mean a $19 bottle.
Compared to my usual $2 Fresh N Easy Merlot, a $19 bottle is a real treat.
I sat in our backyard (thank you San Diego weather), enjoyed the view, and drank a slow glass.
Not quite the grand show I expected – but spending more would have required a credit card… and I’ve got too much saving left to do.
Thank you for three much needed years of support. Thank you for being my friends when I needed them, and my enemies when I did something stupid. I will miss you all.
If I decide to continue blogging when the load on my plate lightens a little, I’ll be sure to let you know. In the mean time, I look forward to passing on the BloggingAwayDebt baton.
Cheers!
While Chris and I made our own decisions on how to celebrate, Baby Cash decided he would celebrate by sleeping through the night.
I like to imagine it’s because he feels at ease about his future. Regardless of the reason, I’ve been enjoying his sleep for a week now.
I took this photo last month. It’s my favorite of him so far because it represents his personality. He has a whole lot of joy in his little body. What an amazing blessing he has been.
On a side note, frugality means no expensive photographers for us. I’m ‘forced’ to pull out my camera at every moment in an effort to catch his life as he grows. I’m starting to really enjoy time with him, me, and the camera – something I would have missed if I would have pulled out my credit card.
Not a check. No personal delivery.
A mouse click ended my debt with an online payment.
How…
boring.
I put it off for as long as possible. Lovingly looked at my bank account balance for a few days. And then decided this morning it was finally time.
It won’t hit my bank account until Monday so I’ll be spending the next two days logging on to my online checking, looking at the balance, and promising my checking account it will eventually see that kind of money again when we save up our full emergency fund.
Next week? I’ll be updating about our celebrations. Hubby, baby, and I have all decided different ways to celebrate.
It always seems when I complain about something…
it resolves itself.
We received our tax refund today.
As much as I’d love the feeling of writing a check for our final payment, I’m not exactly comfortable sending a check for a few grand. So we’ll be making the payment online. But I’m tired. And baby boy just fell asleep. And…
I’m kinda avoiding it because it will mean it’s over. I’ll be all on my own… and the support from you folks will be over.
Who knows… I may continue debt writing. For now? I’m going to take a break. I’ve taken on some design side work that is pretty time consuming. But I may be back.
Don’t worry. I’m not leaving just yet. I promised you the month of February. Come rain or shine, you’ll get February.
Maybe I’ll withdrawal $4,200 from the bank and fan myself with it before mailing it all away.
Guess you’ll just have to stay tuned.
Drum roll please…
We paid off… $3,500 this month!!!!!!!!
We paid the money remaining in savings and had some extra from December being a 3 paycheck month and knocked out a nice sized chunk!
Here are the new numbers:
My Debt
Original Debt: $38,495.86
Added Debt: $1,781.50
Total Debt: $40,277.36
Paid: $36,084.36
Remaining: $4,193.00
Broken Down
Auto Loan 1: $0.00
Credit Card: $0.00
Student Loan: $4,193.00
Auto Loan 2: $0.00
Vet Loan: $0.00
Tick tick tick. Counting down!
Why the ‘kinda’? Well, hubby has a large side job he hasn’t been paid for yet and I have to guesstimate where we are. I haven’t been working much in the last few months and, without his extra work, I would have blown through all our cash a long time ago. Here we ‘kinda’ are:
My Debt
Original Debt: $38,495.86
Added Debt: $1,781.50
Total Debt: $40,277.36
Paid: $32,498.36
Remaining: $7,779.00
Cash Savings: $2,500.00
Broken Down
Auto Loan 1: $0.00
Credit Card: $0.00
Student Loan: $7,779.00
Auto Loan 2: $0.00
Vet Loan: $0.00
*Reminder, Cash Savings is in addition to our emergency fund. When things settle next month, the $2,500 will be applied to the student loan.
We’re on the Final Countdown!
Once everything shakes out next month and I go back to full-time, we’ll have a better idea of when our exact payoff will be but as of right now…
FEBRURY 2012!
Hubby and I both get an ‘extra check’ in December since it’s a 5 week month, we have a little left over from the baby budget, and we should get a tax refund for the rest.
We are running a year late because life sorta threw us some curves, but it’s almost over.
Can’t wait…
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About This Site
My Debt
- Original Debt: $97,293.06
- Paid: $1,927.89
- Remaining: $95,365.17
- Emergency Fund: $1100
- Broken Down
- Line of Credit 2: $0.00
- Line of Credit 1: $0.00
- Credit Card 1: $0.00
- Credit Card 2: $245.00
- Credit Card 3: $405.00
- Credit Card 6: $1,785.00
- Credit Card 7: $2,381.17
- Consolidation Loan: $11,000.00
- Credit Card 10: $14,519.00
- Auto Loan 1: $16,093.00
- Credit Card 11: $23,873.00
- Auto Loan 2: $25,064.00
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