“Debt Updates” Archive

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Debt Update…

Drum roll please…

We paid off… $3,500 this month!!!!!!!!

We paid the money remaining in savings and had some extra from December being a 3 paycheck month and knocked out a nice sized chunk!

Here are the new numbers:

My Debt
Original Debt: $38,495.86
Added Debt: $1,781.50
Total Debt: $40,277.36
Paid: $36,084.36
Remaining: $4,193.00

Broken Down
Auto Loan 1: $0.00
Credit Card: $0.00
Student Loan: $4,193.00
Auto Loan 2: $0.00
Vet Loan: $0.00

Tick tick tick. Counting down!

Posted by Beks on January 5, 2012 at 11:21 PM in Debt Updates | 3 Comments »
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Debt Update… Kinda

Why the ‘kinda’? Well, hubby has a large side job he hasn’t been paid for yet and I have to guesstimate where we are. I haven’t been working much in the last few months and, without his extra work, I would have blown through all our cash a long time ago. Here we ‘kinda’ are:

My Debt
Original Debt: $38,495.86
Added Debt: $1,781.50
Total Debt: $40,277.36
Paid: $32,498.36
Remaining: $7,779.00
Cash Savings: $2,500.00

Broken Down
Auto Loan 1: $0.00
Credit Card: $0.00
Student Loan: $7,779.00
Auto Loan 2: $0.00
Vet Loan: $0.00

*Reminder, Cash Savings is in addition to our emergency fund. When things settle next month, the $2,500 will be applied to the student loan.

Posted by Beks on December 6, 2011 at 5:00 AM in Debt Updates | 8 Comments »
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Debt Payoff Timeline…

We’re on the Final Countdown!

Once everything shakes out next month and I go back to full-time, we’ll have a better idea of when our exact payoff will be but as of right now…

FEBRURY 2012!

Hubby and I both get an ‘extra check’ in December since it’s a 5 week month, we have a little left over from the baby budget, and we should get a tax refund for the rest.

We are running a year late because life sorta threw us some curves, but it’s almost over.

Can’t wait…

Posted by Beks on November 18, 2011 at 5:00 AM in Debt Updates | 16 Comments »
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Debt Update?

I was supposed to share a debt update a few days ago but… things are a bit fuzzy in the checking account. Between waiting for the vacation home deposit return and payments owed to hubby for side work, I have no idea where we are.

Good news? We are in the black.
Bad news? I don’t know how far.

I’ll know next month.

Posted by Beks on November 15, 2011 at 9:45 PM in Debt Updates | 1 Comment »
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Late Debt Update…

Sorry for the tardy update. We’re still shuffling cash around and it’s hard to pinpoint the status. Here is the latest (I think!):

My Debt
Original Debt: $38,495.86
Added Debt: $1,781.50
Total Debt: $40,277.36
Paid: $32,415.36
Remaining: $7,862.00
Cash Savings: $4,500.00

Broken Down
Auto Loan 1: $0.00
Credit Card: $0.00
Student Loan: $7,862.00
Auto Loan 2: $0.00
Vet Loan: $0.00

Hubby has been working a lot of odd jobs lately and we haven’t had to use as much out of savings as we thought. Yay!

Posted by Beks on October 13, 2011 at 5:00 AM in Debt Updates | 1 Comment »
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Debt Update

We had our first hit to cash savings this month. We actually would have skipped by but the $690.00 healthcare payment had to come from somewhere.

So far, we haven’t received any bills from the hospital so I’m crossing my fingers on that one. We should be fully covered… but you never know.

My Debt
Original Debt: $38,495.86
Added Debt: $1,781.50
Total Debt: $40,277.36
Paid: $32,329.36
Remaining: $7,948.00
Cash Savings: $5,890.00

Broken Down
Auto Loan 1: $0.00
Credit Card: $0.00
Student Loan: $7,948.00
Auto Loan 2: $0.00
Vet Loan: $0.00

*As a reminder, cash savings is in preparation for costs of time missed from work and from any hospital fees. All remaining funds will be applied to debt.
**Cash savings is in addition to our emergency fund.

Posted by Beks on September 1, 2011 at 5:00 AM in Debt Updates | 3 Comments »
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Debt Update…

Well, I thought last month would be our last positive cash flow into savings month but we eeked out one more thanks to the ‘extra’ paycheck in the 5 week month of July. We’re up about $1,300.

My Debt
Original Debt: $38,495.86
Added Debt: $1,781.50
Total Debt: $40,277.36
Paid: $32,242.45
Remaining: $8,034.91
Cash Savings: $6,590.00

Broken Down
Auto Loan 1: $0.00
Credit Card: $0.00
Student Loan: $8,034.91
Auto Loan 2: $0.00
Vet Loan: $0.00

*As a reminder, cash savings is in preparation for costs of time missed from work and from any hospital fees. All remaining funds will be applied to debt.
**Cash savings is in addition to our emergency fund.

Posted by Beks on August 2, 2011 at 5:00 AM in Debt Updates | 2 Comments »
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About This Site

My Debt

  • Original Debt: $38,495.86
  • Added Debt: $1,781.50
  • Total Debt: $40,277.36
  • Paid: $36,084.36
  • Remaining: $4,193.00
  •  
  • Broken Down
  • Auto Loan 1: $0.00
  • Credit Card: $0.00
  • Student Loan: $4,193.00
  • Auto Loan 2: $0.00
  • Vet Loan: $0.00

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