I’m excited to report the $1100 in the Emergency Fund but really wanted to show $2,000 total paid so far. That didn’t quite happen and I have avoided doing my shell game thing to make myself feel better. What I COULD have done (but it would have been wrong) is to deduct a payment I will be making in a week or so that would have brought that total paid to the $2,000 mark I really wanted to hit. No, no, no…keeping it precise and honest is the way to go. And I can look forward to the good numbers on June 1. Since I was figuring out how I wanted to update and have agreed with readers that once a month is best…June 1 will be the first month that shows a true full month’s payments on debt. $500 more and we will have hit our $1600 Emergency Fund goal. At that point–between the small amounts freed up by the small debts being extinguished….and the amounts we’ve been putting in savings…and the amounts we are saving with new lifestyle choices…we should start seeing some momentum building.
You may or may not notice that the lowest balance credit card increased since last month. That is a card in DH’s name and thanks to this blog and the new habit of keeping an eye on things…we discovered that some random $19.99 charge hit. I googled the name of the charging entity and sure enough it appears to be a scam! We are working with the bank to have that charge removed and then stopping it from being charged again. Stinks that it happened but I’m feeling good about keeping our eye on things b/c in the past it would have taken us much longer to even be aware of it…so that’s a good thing. When I was googling and finding info on it I noticed that a lot of people said they had looked back and the scam charge had been showing up for months and they had not noticed!
So there you have it–farewell April, hello May. Here’s to keeping the focus, finding ways to cut even more and having fun while doing it!