“Childcare” Archive
On this page you will find the search results for the search term that you queried.
It has been almost 8 years since I had a newborn baby so maybe I have forgotten just how much stuff parents ask for and receive for the birth of a baby! I remember my two kids loving the “Exersaucer” and if there was one item I would insist on keeping…it would be that item. We used the same one for both kids and then gave it to my great nephew when he was born. Have any of you noticed how much stuff parents have these days for babies?! Is this unique to our culture? Do they do this in Europe? Asia? I really don’t know and haven’t cared to research it but as I look at life with an eye toward less stuff…the parents I see even just at the grocery store have a vehicle full of stuff just to get the baby in the store! Those grocery cart seat protector things were just getting popular when my youngest was in the grocery cart and I never got one b/c they looked entirely too difficult for me to use. Oh and are they still making those wipe warmer things?
And forget road trips….I DO remember not knowing what to take as a new parent so I took everything we had but with experience I figured it out. These days there’s just more stuff for the road trips too!
A quick estimate with a groovy calculator on Babycenter.com says the first year of baby will cost new parents $10,000 to $12,000. That’s childcare, diaper, food and miscellaneous items. I know many of you are expecting a baby or have a new baby and this truly is an awesome time—don’t read this as saying anything else. For those of you who haven’t yet started families…beware of the baby stuff syndrome! It can getcha when you least expect it!
The baby phase is so much fun in so many ways, but I am thankful this season is behind us!
This post has triggered thoughts for my next post…gift registries…
With summer approaching, I’m once again moved to think about the costs of summer childcare. This is such an issue for us and while I certainly do not want to rush the kids aging…I will be happy when childcare is something of the past.
For the first time, we are comfortable with the boys staying alone BUT we still aren’t willing to leave them alone for more than 30 minutes at a time–and never with the youngest child at home with them. We’ve done a couple of 30 minute runs to the store and all has gone well….but longer than that just isn’t in our comfort zone yet. They’ve done nothing to worry us mind you–this is more our adjustment to the concept I think. As for the 7-year-old–we definitely need all day care for her throughout the summer.
I’ve done just about every arrangment you can think of and am fortunate to have help from family for at least part of each summer. For the last three summers I have created an online calendar for my ex and I to access. We then fill in the weeks with various options–his parents always take one week for Vacation Bible School and my parents take another week…sometimes a sibling of his or a sibling of mine takes another week…we each take a week of vacation…and then the rest is usually filled by summer day camps but those do not come cheap! So, this year we are trying something new. We are going to have someone come to the house on the weeks we need care and my ex and I will be splitting the fees. My friend is actually semi-retired and is not looking to make a lot of money. We will each pay $100 per week. I know this sounds like a lot but summer camps are running $150 to $250 per week and the lower end is only 9 am to 3 pm–it is about $30-$40 additional per week if we need morning or afternoon care. By having someone at home, this will allow some indirect supervision of the boys–they’re allowed to ride bikes in our neighborhood and go to the neighborhood pool (lifeguard all summer and over age 12 can go without an adult) and I like the idea of someone being at “home base” for them to check in with throughout the day. My son also has boy scout camp and will be volunteering at least half days at the nursing home my Aunt resides at. The youngest one will have various low cost (girl scouts) and free events to attend that the sitter will take her to and from. That is a HUGE help that I am willing to pay for—to have someone run the kids here and there all summer b/c the time I lose at the office really adds up by mid-June! I will supply the vehicle and the gas but everything is nearby and the sitter is fully aware of our budget constraints–so I’m hoping that works. Looking at 12 weeks of summer–we hope to arrange free childcare for 5, possibly 6, weeks of that timeframe. It is a logistical challenge but the kids are at least not stuck in one place in front of a television for the entire summer. The other aspect that ALWAYS impacts is the amount of food that is consumed when they are home…something to think about and start planning for NOW.
We pay $200/month right now for afterschool care for the youngest. While I am sick of paying even that, I am glad the diaper/preschool days are over…that was running $600/month for just one. I don’t know how young families are doing that these days. If there are 2 kids in day care that’s easily $1000 a month in Texas…I’m sure it is more in other parts of the country. That’s just crazy!
We’re meeting with my sister-in-law this weekend to discuss childcare for Baby Cash. Please take into consideration, I can hardly talk about returning to work without breaking down into tears.
Ugh. Don’t know if I can do this.
BUT, she is a great, great, great mom and I know I couldn’t leave him with a better person. I don’t know what I’d do without her offer to watch the little guy.
Anyway, before the discussion, I had to take a look at our budget to see what we could afford (probably something I should have done BEFORE we got pregnant).
Hmm. Let’s see. Rob grocery budget, rob car maintenance budget, rob… uh oh. Where the heck am I going to rob the rest?!?!? Maybe I should collect cans on the beach over the weekend?
This could get interesting………
Site search
About This Site
My Debt
- Original Debt: $97,293.06
- Paid: $1,927.89
- Remaining: $95,365.17
- Emergency Fund: $1100
- Broken Down
- Line of Credit 2: $0.00
- Line of Credit 1: $0.00
- Credit Card 1: $0.00
- Credit Card 2: $245.00
- Credit Card 3: $405.00
- Credit Card 6: $1,785.00
- Credit Card 7: $2,381.17
- Consolidation Loan: $11,000.00
- Credit Card 10: $14,519.00
- Auto Loan 1: $16,093.00
- Credit Card 11: $23,873.00
- Auto Loan 2: $25,064.00
Finance Blogging Buddies
- Beachgirl’s Budget Blog
- Becoming and Staying Debt Free
- Boston Gals Open Wallet
- Debt Free Hispanic
- Debt Kid
- Debt Reduction 101
- Dual Income No Kids
- Everybody Loves Your Money
- Financial Hack
- Free Money Finance
- From the Brink of Bankruptcy
- Generation X Finance
- GRACEful Retirement
- Grad Money Matters
- It’s Your Money
- Josephsangl.com
- Kick Debt’s Butt
- Lazy Man and Money
- Low Income Life
- Make Love Not Debt
- Mapgirl’s Fiscal Challenge
- Mighty Bargain Hunter
- Money, Matter and More Musings
- My 1st Million at 33
- No Credit Needed
- One Million and Beyond
- Personal Finance Advice
- pfblogs.org