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Quick Update with Irma

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Hello everyone, I wanted to let everyone know that I will try and get an update up in the next few days but right now, we are covered up trying to prepare for Irma to hit. I hope everyone is safe and secure from the storm.   Stay safe.  


I Need Advice

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First I would like to say thank you for all the wonderful comments on my last post. I read each and every one several times, trying to get them to sink into my head. I appreciate them. Now, some wonderful news, I sold the tablet I listed, and I got what I was asking for […]


Without Further Ado…The Budget

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Without further ado, here is the budget:       Income:   Husband and I get paid on alternate weeks. My hourly wage is $20.40 an hour, with a few hours of overtime each pay period. His hourly wage is $13.91 an hour, with not much overtime. He also carries the health insurance for the […]


Rock Bottom

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After our bankruptcy was discharged, I thought we were through with financial irresponsibility. We had two paid off cars, and no debt except a 40 year 7.5% mortgage of $130,000. On a house what once was worth $125,000, now was valued at $65,000. We said we would never go back to the way it was. […]


How it All Began

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How it all began…… I was never good with credit. When I was 16, Lane Bryant sent me a credit card. I had ordered from there catalog for several years. I don’t remember filling out a credit application, just this very pretty purple piece of plastic coming in the mail, and I then could order […]


Dawn of a New Day

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  Hello, I’m Marie. I’m here to get honest about my debt. Yes, I have a lot. So much, I am in denial about how much. That’s why I’m here. To be open, honest and get rid of this debt. A little background about me. I am a 45 year old married mother of four […]