:::: MENU ::::

The Adoption Story

by

I’m going to give the short and sweet adoption story to give you some background because it has had HUGE financial implications for us. I’ve wanted to work with at risk youth since I can remember.  Right after getting my bachelors degree in the mid-90s I moved to Chicago to save the world. Shortly thereafter, […]




Question of the Week: Handling Emergencies

by

This is our Sunday series where we all respond to reader questions. If you want to submit a question, please go to this post. Question of the Week How are you going to handle difficulties and emergencies now that you are in debt reduction mode and will no longer be relying on credit cards and […]


How I Justify Music Lessons

by

As I look at my budget with an eye on cutting back more to get out of debt more quickly, the thing that consistently leaps out at me are the music lessons.  My younger two have taken lessons for almost four years now and the two oldest for a couple of years. Last fall, when […]


The Nuts and Bolts

by

So in addition to my debt, the other key factor on this journey is my monthly budget… Personal Business Rent 1325 Phone 180 Groceries 600 Internet 60 Utilities 350 Client Expenditures 10 Life Ins 50 Dropbox 10 Auto/Rent Ins 150 Piano 140 Drums Guitar 150 Total Business Costs 260 Kids Allowance 235 Gymnastics Monthly Variances […]


Hump Day is Hope Day!

by

I’m so excited to have been chosen as one of the new BAD bloggers and I think this new format is going to be great! I figure I will start building on my introduction to my debt with some debt details and noticed many of comments liked to have an image of the blogger so […]