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PACT

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Have any of you heard of the app called PACT? If not, it’s really cool and can help some of you to earn some $$$ (well, maybe not $$$, but at least a little bit of $) : ) Here’s the basic idea. You download the free app and use it to set up PACTS […]



YOU GUYS!!!!!

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Guess what I just did!!!! I just mailed in the last payment for my Capital One (highest APR) credit card!!! Wahoo!!!! Notice that the credit limit is $7500. At one point, this card was maxed out and now, after mailing in that final $413.27, it’s down to ZERO!!!! Eeeeek!!!! I could not be more elated! […]



Charitable Donations

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Just a brief reminder of the new schedule here on BAD since this is our first week with the new format: Monday = Ashley, Tuesday = Jim, Wednesday = Hope, Thursday = Stephannie, Friday/Saturday = general posts, Sunday = Weekly Question series. Do you provide systematic charitable donations, be it to a church group, nonprofit […]


Ashley’s Budget

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Okay, I’ve shared the nitty gritty details of our current debts (and assets). I want to sincerely thank everyone for the incredibly insightful and kind comments so far. You’ve given me lots to think about (and lots to talk with my husband about!) As a side-note, I received a few questions about my employment situation. […]


Ashley’s Nitty Gritty Debt Details

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Hi friends! Too early to consider you friends??? I don’t think so, so let’s go with it! First and foremost – thanks for expressing an interest in hearing more from me! I’ve already gotten a couple of great comments referring me to additional debt-reduction resources and I am really excited about this next chapter of […]