Working from home

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After a recent post  a reader  expressed disappointment in my lack of a job, specifically my lack of working at home, so I felt I should cover the issue in more detail. I do make a small amount of income from home by providing child care for a neighbor and by renting a room in […]


The Same Page?

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Have you ever said anything to your spouse and immediately regretted it, even when it did need saying?  I totally had one of those moments last night! My darling hubby is a romantic at heart and came home with flowers after work, because he knew that I had had a difficult day dealing with the […]


Tracking

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The last few weeks have been a bit boring on the debt pay down front as I am still just tracking expenses before I create a budget.   However, a couple things have already been revealed to me through just the tracking process. 1- We need to increase our income.   This is a really tricky one […]


Whew!

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Am I ever glad that 2016 is over!  Those last few weeks were absolutely brutal! Now that things have settled down between the flood and the death in our family, I feel like I can finally get past just surviving, and can start thriving!  As part of thriving, I have been rereading several of the […]


I’ll be back!

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I just wanted to post a super quick note…I have not forgotten about blogging here!  Shortly after the flood in our basement we had a family emergency occur that we are still dealing with.   This has meant that overnight our household grew by six kids!  Things have been crazy!!!   I will have a post up […]


Whoops! and side hustles.

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We have had a disaster hit our lives in the past week!   It all started with being fast asleep until our sweet dog jumped on our bed and wanted to snuggle.  The problem was that she was  soaking wet and smelled of raw sewage.  You can imagine the excitement waking up to that brought! After […]


The Savings

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I received several questions about the $200 budget item towards savings that I listed in my last post.    The answer is a bit complicated.   We currently have have several savings accounts that are for irregular expenses…with the idea that we could also use those accounts as an emergency fund in a true emergency.   These funds […]


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