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Totaled Car but So Grateful

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As I mentioned in yesterday’s post regarding my New Debt and New Car, we have gone just at 8 weeks with one car. It has been hard, but we made it through and no one missed any commitments or activities or work!

Sea Cadet got up most mornings and took me to work, and then returned to pick me up. We were able to borrow my Grandmother’s car most evenings when Gymnast had practice, and I was able to find a steady ride Princess to youth group (when Sea Cadet is in class and I am an hour away with Gymnast.) You can see, it’s been a bit of a juggling act.

Needless to say, we were all really grateful when we unloaded our new to us car from my Uncle’s trailer Saturday morning on our way to drop Gymnast at practice. But within minutes of his drop off, that all changed…

1996 Honda Accord


Sea Cadet ran head on into a car turning left. It was his fault. The car is no longer driveable. Thankfully, both drivers (no passengers) walked away with very minor injuries, nothing broken. It could have been ALOT worse. Princess and I were right behind him when it occurred. I am so glad he didn’t have to go through what can be a very scary process alone.

His car is totaled, but we did not carry comprehensive insurance on it, so there is no replacement help. Thankfully it was paid off. (Our liability insurance will take care of the other driver’s damage and medical, thank goodness for good insurance. Thanks, USAA!)

Once again, we are back down to one car. But I am so grateful that this wreck was not worse! This will definitely have financially implications, but haven’t had time to wrap my head around them all yet. Right now, just figuring out how to get him to all his obligations as I am not quite ready to turn over my new car to him.

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Hope

Follow a single mom's journey to be DEBT FREE while managing this crazy life's conflicted choices with regards to kids, pets, homeschooling days and self-employment!
The sorrow and joys of this roller-coaster overwhelm her at times, but she is committed to this course.
Hope plans to dig out of debt using any resource possible including her small business EPOH, her blog and any other resource that comes to mind!

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8 Comments

  • Reply Kili |

    Hi Hope,
    Oh, so sorry to hear that.
    Poor Sea Cadet.
    Glad that nobody got seriously hurt though.
    Keeping you and your family in my thoughts

  • Reply Maureen |

    So glad no one was hurt! Do you have more thorough coverage on the new car (likely required because it’s financed? When the dust settles, it might be a good time to review insurance coverages.

    • Reply Hope |

      Yes, in fact, I had just reviewed all my insurance when our new car purchase went through (4 days before delivery since it was coming from VA.) I have full coverage on my newer car. It was just cost prohibitive with a 18 year old driver in a 22 year old car, didn’t make financial sense or cents. I think I am going to add rental coverage which I originally declined on the newer car since we no longer have a readily available back up, but otherwise, I am comfortable with our current coverage.

  • Reply Angie |

    Not to change the subject… but whatever happened to the newest blogger? She sort of dropped off…

    • Reply debtor |

      i have also wondered the same thing….she started really strong and then fell off after Irma. Hope her area was not too affected

  • Reply Kathy |

    So happy everyone was ok. Props to you, Mama……to witness a wreck like that with your own involved. I would have hyperventilated…….

So, what do you think ?