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Guess What the IRS Sent Me

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Imagine my delight (sarcasm dripping) when I opened some recent mail from the IRS and discovered a bill for …wait for it…$18,000.  Yikes!!!

I didn’t panic as I knew I have the adoption tax credit that can be used over 5 years and this past year was just year two since the adoption was finalized, but YIKES!  That’s a scary feeling.

So I finally took the time to wait an hour on the phone yesterday morning to get to the bottom of the new bill.  Evidently, because the twins’ name change did not happen until this year with the social security administration, the IRS does not believe they are real children.

I understand the confusion as I did put their new legal names with their existing socials on my return.   So I’m not panicked and have a plan to resolve the matter.

They were kind enough to put a hold on my now “late bill” to give me time to resolve this.  I’m sure many people have stories with the IRS.  I’m glad mine was this straightforward.

Public Service Announcement: I shared this information on my Facebook page a while ago when we went to change the twins’ names.  I had hoped to change their social security numbers at the same time due to some unauthorized activity on them right when they were placed with me. (I’ve since put a hold on their credit with all the major agencies.)  So much to my chagrin, that was not an option.  You cannot change an adopted child’s name unless ALL of the following are true: 1) they do not know they are adopted, 2) they do not know their social security numbers and 3) they have never worked with their social security numbers.  Needless to say, changing their numbers was not an option for us so they will have to be super vigilant about maintaining their credit (as all should be these days I suppose.)  But for anyone considering adoption, please be aware of this as I was not nor was the foster care agency here evidently since it was discussed at length with them upon placement when I started getting all sorts of bills, etc.

 

Hope

Follow a single mom's journey to be DEBT FREE while managing this crazy life's conflicted choices with regards to kids, pets, homeschooling days and self-employment!
The sorrow and joys of this roller-coaster overwhelm her at times, but she is committed to this course.
Hope plans to dig out of debt using any resource possible including her small business EPOH, her blog and any other resource that comes to mind!

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4 Comments

  • Reply Walnut |

    Ugh, that’s the type of mail that makes your stomach drop to the floor. It sounds like you’re able to work with the IRS to get this all figured out – I hope you don’t end up with interest or penalties. If you do, be sure to appeal them.

  • Reply Jen from Boston |

    Oy. Bureaucracy 😛

    I’m glad they put your bill on hold, and you’re right – I’m sure many other families have had to deal with this.

  • Reply Marzey doats |

    How did you manage to put a hold on their credit? My sons ssn was stolen as part of the anthem/blue cross breach. When I went to put a hold on his credit (as suggested by the letter from anthem) they said they dont keep credit reports for minors, and therefore there could be no hold. Annoying, because now I need to keep calling back to be sure a fraudulent credit report has not been created instead of just proactively making sure it could not be done. How did you get around this?

  • Reply Jill |

    Ah yes…adoption and social security numbers. We got a call from child protective services via our attorney a while back. Turns out for the past 3 years, our youngest child’s birth other has been getting welfare benefits, claiming to have and be raising he child she relinquished (and we adopted). Yep. It’s a mess…fraud from birth for one kid’s SSN…

So, what do you think ?