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At work, when holidays fall later in the week when our timecards are due, we have to guesstimate our hours. On the Tuesday before Thanksgiving, I had to guess whether or not I would be at work on Wednesday and Friday. I marked myself to be at work on Wednesday and out on Friday.

Tuesday night was not good to me and I was horribly sick on Wednesday morning. I stayed home and spent most of the day on the couch sniffling and sneezing in misery.

When I reported to work the following Tuesday, I remembered I had to tell payroll about my absence.

Or did I?

If I just let things go, no one would notice my extra day. In fact, they had let everyone go home early that day and I wasn’t really robbing work of 8 hours – only 4. And, every other holiday they let people go home early, I always put in an extra 2 hours so technically they OWED me. Plus, I am underpaid! What’s a couple extra hours?

So, I didn’t tell payroll…

and I lasted a whole hour before I made myself sick and went running to payroll to correct the mistake.

Not only am I bad at fighting for raises, I’m really, REALLY bad at being a thief.

Why the ‘kinda’? Well, hubby has a large side job he hasn’t been paid for yet and I have to guesstimate where we are. I haven’t been working much in the last few months and, without his extra work, I would have blown through all our cash a long time ago. Here we ‘kinda’ are:

My Debt
Original Debt: $38,495.86
Added Debt: $1,781.50
Total Debt: $40,277.36
Paid: $32,498.36
Remaining: $7,779.00
Cash Savings: $2,500.00

Broken Down
Auto Loan 1: $0.00
Credit Card: $0.00
Student Loan: $7,779.00
Auto Loan 2: $0.00
Vet Loan: $0.00

*Reminder, Cash Savings is in addition to our emergency fund. When things settle next month, the $2,500 will be applied to the student loan.

Today is my first day back working full-time. My checkbook is happy but I am not. I didn’t think I would struggle this much. Working two days per week hasn’t been bad. I get to take a break from singing The Itsy Bitsy Spider to talk to adults for a few hours. But full-time? I’m dreading it.

Plus, work is a bit of a mess right now. They had to hire an additional person to cover my pre-promotion position. It’s frustrating to see them paying more than twice as much for the work I did easily on my own. You can bet that is coming up in the conversation with my boss’ boss.

And, some of the people I love working with most are interviewing for positions outside the company. They are irritated with the way things are going and are moving on.

It’d be easier if things weren’t such a mess but now I have a stressful work environment to add to missing my son.

Sigh.

I can do this. I can do this. I can do this.

Or I’ll just keep saying it until I can.

I asked for suggestions on how to keep our house warm while saving money. Running the whole house heater is such a waste when all we need in one room warm. Many of you suggested purchasing a space heater but childhood memories of burned fingers turned me off to the idea. Then you said they don’t make space heaters like that anymore.

Oh.

So, I bit the bullet and bought one on sale.

I turned it on full blast and waited for the house to burn down and…

nothing.

I put my hand on the front, thinking surely I’d prove you all wrong and take a photo of my burned hand and…

it was barely warm to the touch.

I kicked the thing over, assuming the carpet would ignite into flames and…

the heater shut off automatically.

Turns out, you were all right. Space heaters have come a LONG way in the last 30+ years. I carefully turned it on, cleared a 10 foot radius around it of anything even remotely flammable, and crawled into bed. I woke up about every 15 minutes fearful the house was on fire but… um, yeah, it wasn’t.

In the morning, the glorious warmth of 65 degrees greeted us. Getting out of bed is much easier when you don’t have to wear a coat to do it.

Thanks for all the help!

I was reminded today that suicide around the holidays is a very real thing. Maybe it’s because every year, some poor soul sits on the ledge of a bridge near my office between Thanksgiving and Christmas. This year? There have been two already and Thanksgiving was only a few days ago.

I wasn’t surprised to hear suicide rates have increased since the recession began. Money troubles can steer a huge part of our lives. Throw in the stress of holidays and it can be too much for some.

If you are concerned that someone you know may be considering ending their life, check out the Mayo clinic for advice.

Let’s keep an eye out for others. I’d prefer not to see them on a bridge over the next few weeks.

About This Site

My Debt

  • Original Debt: $38,495.86
  • Added Debt: $1,781.50
  • Total Debt: $40,277.36
  • Paid: $36,084.36
  • Remaining: $4,193.00
  •  
  • Broken Down
  • Auto Loan 1: $0.00
  • Credit Card: $0.00
  • Student Loan: $4,193.00
  • Auto Loan 2: $0.00
  • Vet Loan: $0.00

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