Archive results for “October 2011f 2011”

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How’d Work Go?

I know it’s not necessarily debt related – other than it’s where I get money to pay down debt – but I thought I’d share how my first week back at work went.

The first day was easier than I thought. I was so focused on getting ready, getting him fed, and packing supplies, I didn’t really have the time to get depressed about leaving. At work, I was overwhelmed with meetings and projects, and didn’t even have time to eat lunch.

The second day was when everything hit. The nerves had settled and I couldn’t make it out the door without crying.

I’ve regretted the decisions I’ve made about money in the past, but nothing makes you more miserable than the realization that your money decisions are keeping you from the things you love most.

BUT, I am so grateful to my husband who works lots of overtime so I have a few months of working part-time. I’m not quite sure how I got so lucky to be married to him, but you can bet both he and baby get lots of hugs these days.

Posted by Beks on October 7, 2011 at 10:10 AM in Money & Relationships, work | 5 Comments »
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B of A Strikes YOU this time…

It’s bad enough that B of A has a nasty reputation with mortgages, now they are earning an all new rotten reputation with non-mortgage customers by adding a $5 debit card charge. These charges were created to make up for the federal regulations placed on banks earlier in the year.

Bank of America’s stock dropped after this announcement.

Heck the 3 month overall shot of their stock looks pretty bad.

I’m not a B of A customer… but if I were, I wouldn’t be for long.

Read a good article about it here: http://www.marketwatch.com/investing/stock/bac

Posted by Beks on October 6, 2011 at 12:00 PM in General Personal Finance | 9 Comments »
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Halloween Costume Ideas…

Each year, my brother throws a Halloween party. It’s always a small fun gathering of close friends playing silly games and passing out candy to the neighborhood kids. Hence my dilemma…

I’ve never been one to purchase a costume for Halloween. #1 – They are too expensive and more importantly #2 – they never seem to have enough fabric for my taste. I prefer my…um… lady parts to be properly covered and Halloween costumes at the stores generally… uh… make ladies look like prostitutes.

In the past, I’ve thrown together costumes by combining my wardrobe and a few cheap items.

The year the film 300 was released, I made a toga from off-white fabric on the clearance rack.

One year, I was a kickboxer. I was training in a boxing gym so I wore my kickboxing shorts, a tank top, and my hand wraps. I blacked out a tooth for good measure.

When my mom and I took cooking classes that required uniforms, I went as a professional baker.

I’m not the most creative person.

This year, I’m all out of ideas. I could go as a frumpy, harried, broke mom – but I’d prefer to at least have to change my clothes.

Share your good adult (and kid) costume ideas. Let’s help each other save some money on costumes!

Posted by Beks on October 5, 2011 at 5:42 PM in Parties | 20 Comments »
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Work Negotiations…

A few weeks ago, the temp filling in for me while I’m out on leave, called to say she wouldn’t be returning after October 1st. Legally I can take leave until the end of November but I was reluctant to leave my employer in a bind. Usually, I’m not one to take advantage when the cards are in my favor but… I want to be with my son as long and as much as humanly possible soooo… I played my best hand.

I negotiated with the HR department to only work 2 days per week until the end of the year and return to full-time status in January. I asked that my benefits remain the same and I accrue vacation time at the normal rate.

Turns out, I can be quite bossy.

HR approved my request.

I start this week but it’s easier knowing it’s only part-time. Let’s just hope our checkbook can survive!

Posted by Beks on October 3, 2011 at 3:19 PM in work | 16 Comments »
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My Debt

Original Debt: $38,495.86
Added Debt: $1,781.50
Total Debt: $40,277.36
Paid: $36,084.36
Remaining: $4,193.00
Broken Down
Auto Loan 1: $0.00
Credit Card: $0.00
Student Loan: $4,193.00
Auto Loan 2: $0.00
Vet Loan: $0.00

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